The one-year moratorium is a stopgap measure to assist homeowners affected by recent wildfires as the state assesses ways of addressing the root causes of increasingly damaging natural disasters.
In an effort to help homeowners affected by recent wildfires, writes Dale Kasler, California has imposed a one-year ban on insurance companies dropping homeowners in recent fire zones from their insurance policies. The moratorium, which includes areas affected by the Dixie, Caldor, and other 2021 fires, "came a month after Lara imposed a similar moratorium affecting 25,000 homeowners who live in the vicinity of the Lava and Beckwourth Complex fires."
The ban includes parts of 22 Northern California counties and about 325,000 homeowners, but Insurance Commissioner Ricardo Lara "acknowledged that the moratorium isn’t a cure-all for the breakdown of the property-casualty insurance market in areas prone to wildfires," but rather short-term relief for a long-standing crisis. "The insurance commissioner has been negotiating with the industry to find ways to stabilize the rural markets," where homeowners often have to resort to the state's FAIR plan, "which sells bare-bones policies that insure only against wildfire risk. By the time they’re finished purchasing separate policies covering burglary and other perils, their annual insurance bill has doubled or tripled, costing them thousands."
"Among other things, negotiators are trying to establish standards for home and community “hardening” — including fuel breaks, building retrofits and other measures — that would bring insurers back into areas they’ve been deserting."
Phase 1 Revealed for $20 Billion Chicago Megaproject
Plans for One Central, a proposed megadevelopment that would add 22.3 million square feet of buildings to the city of Chicago, are taking shape.
Boston Introduces 'Maximum Parking Ratios' for Large Buildings
Large buildings with uses of all kinds will be subject to Boston's new "Maximum Parking Ratios."
Survey: What Mobile Apps Are Most Useful for Planning in 2021?
Planetizen is requesting your input in creating the definitive list of mobile apps for professional, student, academic, or citizen planners—updated for a planning profession forever altered by the Covid-19 pandemic.
HUD's Office of Policy Development and Research
Rowan University's Department of Geography, Planning, & Sustainability
City Of Oakland
Hillsborough County Public Schools
City of Raleigh
This six-course series explores essential urban design concepts using open source software and equips planners with the tools they need to participate fully in the urban design process.