The one-year moratorium is a stopgap measure to assist homeowners affected by recent wildfires as the state assesses ways of addressing the root causes of increasingly damaging natural disasters.
In an effort to help homeowners affected by recent wildfires, writes Dale Kasler, California has imposed a one-year ban on insurance companies dropping homeowners in recent fire zones from their insurance policies. The moratorium, which includes areas affected by the Dixie, Caldor, and other 2021 fires, "came a month after Lara imposed a similar moratorium affecting 25,000 homeowners who live in the vicinity of the Lava and Beckwourth Complex fires."
The ban includes parts of 22 Northern California counties and about 325,000 homeowners, but Insurance Commissioner Ricardo Lara "acknowledged that the moratorium isn’t a cure-all for the breakdown of the property-casualty insurance market in areas prone to wildfires," but rather short-term relief for a long-standing crisis. "The insurance commissioner has been negotiating with the industry to find ways to stabilize the rural markets," where homeowners often have to resort to the state's FAIR plan, "which sells bare-bones policies that insure only against wildfire risk. By the time they’re finished purchasing separate policies covering burglary and other perils, their annual insurance bill has doubled or tripled, costing them thousands."
"Among other things, negotiators are trying to establish standards for home and community “hardening” — including fuel breaks, building retrofits and other measures — that would bring insurers back into areas they’ve been deserting."
Norman, Oklahoma Eliminates Parking Mandates
The city made a subtle, one-word change that frees up developers to build parking based on actual need and eliminates costly unnecessary parking.
Boston Transit Riders Report Safety Concerns
Almost three-quarters of current and former riders report feeling unsafe while using MBTA services.
Boston to Begin Zoning Code Update, Mayor Announces
It’s been nearly 60 years, but the city of Boston is finally ready to do a comprehensive rewrite of its zoning code.
Proposal Could Mandate Sidewalks as Part of Seattle Complete Streets
Almost a third of the city’s neighborhood streets lack sidewalks.
San Francisco Supervisors Punt Housing Ordinance
After hours of public comment, the zoning reform package aimed at increasing housing production and limiting red tape was delayed for further discussion.
Pittsburgh Launches Adaptive Bike Share Fleet
The new bikes include a recumbent bicycle and a front-loading cargo bike.
City of Stonecrest
City of Grand Junction Police Department
HUD's Office of Policy Development and Research
Mpact: Mobility, Community, Possibility
National Capital Planning Commission
City of Culver City
Salt Lake City Corporation
This six-course series explores essential urban design concepts using open source software and equips planners with the tools they need to participate fully in the urban design process.