Insurance

Electronic sign on roadside with 29 in green and Thank You in yellow below it.

Austin road sign compliments safe drivers

An electronic display praises drivers who stay under the speed limit with personalized messages.

August 4, 2026 - Fast Company

Silver and blue Amtrak Surfliner train at platform in San Diego, California with passengers walking next to it.

New federal insurance law could kill US passenger rail within weeks

Passenger rail agencies will be required to acquire roughly $400 million in excess liability insurance.

May 8, 2026 - Streetsblog USA

Damaged white trailer from tornado.

Consumer Protection Advocates Raise Alarms About Climate Insurance Discrimination That “Mimics Redlining”

As homeowners’ insurance companies and lenders increasingly factor climate risk into their business strategies, communities may see a resurgence of racial and economic exclusion that mimics redlining. But our hands aren’t tied.

October 30, 2025 - Shelterforce Magazine

Sprawling housing development in suburban Summerlin near Las Vegas, Nevada.

Nevada Bills Aim to Establish Home Insurance Assurance Amidst Wildfire Risk

Republican sponsor hopes the FAIR plan would be “a true market of last resort.”

April 14, 2025 - Nevada Current

Parked cars in floodwater with two-story apartments or homes in background in Florida after hurricane.

Auto Insurance Rates Spike Due to Extreme Weather

Car insurance costs around the country are going up as insurers receive more claims from areas struck by storms and other climate disasters.

November 7, 2024 - Grist

Aerial view of dense neighborhood with beach homes on coast in Wrightsville Beach, North Carolina.

Rising Insurance Rates Squeezing Affordable Housing Developers

Spiking insurance costs in coastal areas prone to climate disasters are making it harder for low-income housing developers to keep building.

October 24, 2024 - WHQR

Tree fallen on home in Texas afetr Hurricane Harvey.

Reining in Rising Property Insurance Rates

There are many proposed ways to mitigate the property insurance cost crisis. They all require action from federal or state governments.

June 27, 2024 - Shelterforce Magazine

Row of colorful two-story beach homes on Gulf Coast beach in Alabama.

Alabama Funds Roof Replacements to Stave off Insurance Crisis

The Fortified roof program is helping tens of thousands of homeowners make their homes more resilient against hurricane damage.

June 26, 2024 - Stateline

Aerial view of dense single-family homes in neighborhood still under construction

A Big Picture of the US Housing Market

A new report highlights the factors driving up housing costs around the country.

June 25, 2024 - Governing

Multistory buildings under construction in a dense city with cranes.

Soaring Property Insurance Rates Threaten Affordable Housing Development

Rapidly rising insurance premiums are forcing affordable housing developers to cut back on programming, lay off staff, and even sell. To add insult to injury, some insurers also seem to be adding penalties or withdrawing coverage for housing voucher holders.

April 3, 2024 - Shelterforce Magazine

Person on folding electric bike wearing messenger bag resting foot on ground on urban street.

New Jersey Senate Committee Passes E-Bike Insurance Bill

Lawmakers say the admittedly flawed bill will undergo changes before its final passage.

February 18, 2024 - StreetsBlog NYC

Person on bike on New Jersey boardwalk.

Opinion: New Jersey’s E-Bike Insurance Proposal Would Have Chilling Effect on Micromobility

A proposal to require insurance for low-speed electric bikes could hamper the adoption of non-auto modes, advocates argue.

February 15, 2024 - Streetsblog USA

Wildfire approaching stucco house with red tile roof.

Home Insurance Increasingly Unaffordable or Inaccessible

Homeowners in places at risk for wildfires and other disasters find it harder than ever to secure an affordable insurance policy as companies leave some states altogether.

January 10, 2024 - High Country News

Base Camp Village

Insurance Rates Rise Sharply for Affordable Housing

Increases of up to 104 percent in insurance rates are squeezing nonprofit affordable housing developers as rates rise around the country.

December 18, 2023 - Marketplace

Gas Pumps

Is $7 a Gallon for Gas on the Horizon?

Global oil prices may skyrocket when the European Union, which receives about one third of its oil from Russia, enacts a partial ban on importing Russian oil at the end of the year to stop financing Russia's war in Ukraine.

July 28, 2022 - The New York Times

2020 California wildfires from Oakland, CA

California Insurers Call for Pricing Based on 'Catastrophic Modeling'

Home insurers argue they should be able to base policy costs on modeling that accounts for future risks from climate change and overdevelopment.

January 4, 2022 - Politico

California Wildfire

California Bans Insurance Companies From Dropping Homeowners in Wildfire Zones

The one-year moratorium is a stopgap measure to assist homeowners affected by recent wildfires as the state assesses ways of addressing the root causes of increasingly damaging natural disasters.

October 3, 2021 - Sacramento Bee

Fuel Break Wildfire

New Models of Risk Assessment Needed in Wildfire Zones

About 350,000 residents have lost wildfire insurance in recent years, as a series of catastrophic fires have swept the state of California and insurance industry struggles to keep up with climate change.

October 24, 2019 - The Conversation

Erskine Fire

In California, Policies Spur Rebuilding in the Wildland-Urban Interface

After the worst wildfire season ever, changes to local land use and state insurance rules essentially ensure that the same thing will happen again.

March 9, 2018 - Bloomberg BusinessWeek

Harvey Floods Houston

How the National Flood Insurance Program Sabotaged Itself

Having charged low rates during years of bumper development, the National Flood Insurance Program worked at cross-purposes with itself while development continued on.

September 18, 2017 - Vox

FREE Course: Walkable City 1: Why Walkability?

After describing his path towards focusing on walkability as the essence of good planning, Jeff Speck marches through his five principal reasons for making more walkable places.

Reinventing Malls: Planning Alchemy—Turning Gray Fields Into Gold

The course focuses on the opportunities and imperatives that shape reinvention of mall sites.

Professor of Urban Planning

Harvard University Graduate School of Design

Transportation Planner I

KFH Group Inc.

Director, Strategy and Research

Greater Baltimore Committee

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