home insurance

Aerial of two homes under reconstruction in fire-damaged area of Altadena, California with mountains in background.

Almost 40% of LA fire survivors face a housing crisis

Many Angelenos who lost their homes in the Altadena and Pacific Palisades fires have already run out of temporary housing funds.

May 8, 2026 - Los Angeles Times

Flooded roadway with submerged cars after Hurricane Sandy in New York City.

Over a Quarter of US Homes Face ‘Severe or Extreme’ Climate Risk

The number of U.S. homes at risk from hurricanes, fires, or flooding is valued at close to $13 trillion.

September 10, 2025 - Realtor.com

Aerial view of heavily damaged mobile homes after a hurricane in Florida.

Florida Home Insurers Disproportionately Dropping Low-Income Households

Non-renewal rates are highest in inland counties, not the coastal areas most immediately vulnerable to storms.

July 8, 2025 - Inside Climate News

Sprawling housing development in suburban Summerlin near Las Vegas, Nevada.

Nevada Bills Aim to Establish Home Insurance Assurance Amidst Wildfire Risk

Republican sponsor hopes the FAIR plan would be “a true market of last resort.”

April 14, 2025 - Nevada Current

Tree fallen on home in Texas afetr Hurricane Harvey.

Reining in Rising Property Insurance Rates

There are many proposed ways to mitigate the property insurance cost crisis. They all require action from federal or state governments.

June 27, 2024 - Shelterforce Magazine

Burned car sits in front of burned house in forest in Paradise, California after the Camp Fire.

Paradise Lost: Long-Time Residents Priced out of Fire-Devastated Town

The California community lost 85 lives and tens of thousands of homes. Now, high housing and rebuilding costs are forcing many former residents out.

June 26, 2024 - SF Gate

Row of colorful two-story beach homes on Gulf Coast beach in Alabama.

Alabama Funds Roof Replacements to Stave off Insurance Crisis

The Fortified roof program is helping tens of thousands of homeowners make their homes more resilient against hurricane damage.

June 26, 2024 - Stateline

Aerial view of dense single-family homes in neighborhood still under construction

A Big Picture of the US Housing Market

A new report highlights the factors driving up housing costs around the country.

June 25, 2024 - Governing

Two-lane asphalt road with smoke filling the sky in Texas Panhandle.

Texas Faces Higher Wildfire Risks

Climate change is causing more destructive wildfires, prompting home insurers to reconsider coverage in the state.

March 6, 2024 - The New York Times

Front view of stone home with severe tornado damage and portions of roof ripped off.

10 States Where Insurance Costs Impact Housing Affordability

Insurance companies are responding to the increasing frequency and intensity of severe weather events caused by climate change by raising home insurance premiums in high-risk states, adding another hurdle to housing affordability in the U.S.

February 26, 2024 - Fox Business

Wildfire approaching stucco house with red tile roof.

Home Insurance Increasingly Unaffordable or Inaccessible

Homeowners in places at risk for wildfires and other disasters find it harder than ever to secure an affordable insurance policy as companies leave some states altogether.

January 10, 2024 - High Country News

Exterior side view of a single-story brick home missing back half of roof and a debris pile in the front yard.

Commentary: We Need to Build for Disaster, Not Simply Focus on Recovery

As the frequency and severity of weather events increases, building codes need to be adjusted to include resilience principles.

January 4, 2024 - Route Fifty

Base Camp Village

Insurance Rates Rise Sharply for Affordable Housing

Increases of up to 104 percent in insurance rates are squeezing nonprofit affordable housing developers as rates rise around the country.

December 18, 2023 - Marketplace

Fire burning on hillside behind house in Azusa, California

Can Insurance Woes Finally End Sprawl?

Environmental risks are becoming too much for the home insurance industry to bear. Could this be the first signs of the collapse and reversal of sprawling land use patterns?

June 22, 2023 - Los Angeles Times

Wildfire threatening hillside homes in Yucaipa, California

Home Insurers Are Fleeing California

Homeowners in the state are finding it increasingly difficult to secure insurance policies thanks to the growing risks of wildfire, drought, and other climate threats.

June 7, 2023 - Curbed

Tidal flooding at Brickell Bay Drive and 12 Street, Downtown Miami

Florida Home Insurance Prices Increasingly a Burden for Residents

Climate change is coming for the state of Florida, and it’s already showing up in the insurance market.

December 29, 2022 - Miami Herald

California Wildfire

California Bans Insurance Companies From Dropping Homeowners in Wildfire Zones

The one-year moratorium is a stopgap measure to assist homeowners affected by recent wildfires as the state assesses ways of addressing the root causes of increasingly damaging natural disasters.

October 3, 2021 - Sacramento Bee

FREE Course: Walkable City 1: Why Walkability?

After describing his path towards focusing on walkability as the essence of good planning, Jeff Speck marches through his five principal reasons for making more walkable places.

Reinventing Malls: Planning Alchemy—Turning Gray Fields Into Gold

The course focuses on the opportunities and imperatives that shape reinvention of mall sites.

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100 Most Influential Urbanists

The who's who of urbanism, according to Planetizen readers.

Urban Planning Creators You Should Know

A short list of voices on social, video, and podcasting platforms.