home insurance

Nevada Bills Aim to Establish Home Insurance Assurance Amidst Wildfire Risk
Republican sponsor hopes the FAIR plan would be “a true market of last resort.”

Reining in Rising Property Insurance Rates
There are many proposed ways to mitigate the property insurance cost crisis. They all require action from federal or state governments.

Paradise Lost: Long-Time Residents Priced out of Fire-Devastated Town
The California community lost 85 lives and tens of thousands of homes. Now, high housing and rebuilding costs are forcing many former residents out.

Alabama Funds Roof Replacements to Stave off Insurance Crisis
The Fortified roof program is helping tens of thousands of homeowners make their homes more resilient against hurricane damage.

A Big Picture of the US Housing Market
A new report highlights the factors driving up housing costs around the country.

Texas Faces Higher Wildfire Risks
Climate change is causing more destructive wildfires, prompting home insurers to reconsider coverage in the state.

10 States Where Insurance Costs Impact Housing Affordability
Insurance companies are responding to the increasing frequency and intensity of severe weather events caused by climate change by raising home insurance premiums in high-risk states, adding another hurdle to housing affordability in the U.S.

Home Insurance Increasingly Unaffordable or Inaccessible
Homeowners in places at risk for wildfires and other disasters find it harder than ever to secure an affordable insurance policy as companies leave some states altogether.

Commentary: We Need to Build for Disaster, Not Simply Focus on Recovery
As the frequency and severity of weather events increases, building codes need to be adjusted to include resilience principles.

Insurance Rates Rise Sharply for Affordable Housing
Increases of up to 104 percent in insurance rates are squeezing nonprofit affordable housing developers as rates rise around the country.

Can Insurance Woes Finally End Sprawl?
Environmental risks are becoming too much for the home insurance industry to bear. Could this be the first signs of the collapse and reversal of sprawling land use patterns?

Home Insurers Are Fleeing California
Homeowners in the state are finding it increasingly difficult to secure insurance policies thanks to the growing risks of wildfire, drought, and other climate threats.

Florida Home Insurance Prices Increasingly a Burden for Residents
Climate change is coming for the state of Florida, and it’s already showing up in the insurance market.

California Bans Insurance Companies From Dropping Homeowners in Wildfire Zones
The one-year moratorium is a stopgap measure to assist homeowners affected by recent wildfires as the state assesses ways of addressing the root causes of increasingly damaging natural disasters.
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