home insurance

Two-lane asphalt road with smoke filling the sky in Texas Panhandle.

Texas Faces Higher Wildfire Risks

Climate change is causing more destructive wildfires, prompting home insurers to reconsider coverage in the state.

March 6, 2024 - The New York Times

Front view of stone home with severe tornado damage and portions of roof ripped off.

10 States Where Insurance Costs Impact Housing Affordability

Insurance companies are responding to the increasing frequency and intensity of severe weather events caused by climate change by raising home insurance premiums in high-risk states, adding another hurdle to housing affordability in the U.S.

February 26, 2024 - Fox Business

Wildfire approaching stucco house with red tile roof.

Home Insurance Increasingly Unaffordable or Inaccessible

Homeowners in places at risk for wildfires and other disasters find it harder than ever to secure an affordable insurance policy as companies leave some states altogether.

January 10, 2024 - High Country News

Exterior side view of a single-story brick home missing back half of roof and a debris pile in the front yard.

Commentary: We Need to Build for Disaster, Not Simply Focus on Recovery

As the frequency and severity of weather events increases, building codes need to be adjusted to include resilience principles.

January 4, 2024 - Route Fifty

Base Camp Village

Insurance Rates Rise Sharply for Affordable Housing

Increases of up to 104 percent in insurance rates are squeezing nonprofit affordable housing developers as rates rise around the country.

December 18, 2023 - Marketplace

Fire burning on hillside behind house in Azusa, California

Can Insurance Woes Finally End Sprawl?

Environmental risks are becoming too much for the home insurance industry to bear. Could this be the first signs of the collapse and reversal of sprawling land use patterns?

June 22, 2023 - Los Angeles Times

Wildfire threatening hillside homes in Yucaipa, California

Home Insurers Are Fleeing California

Homeowners in the state are finding it increasingly difficult to secure insurance policies thanks to the growing risks of wildfire, drought, and other climate threats.

June 7, 2023 - Curbed

Tidal flooding at Brickell Bay Drive and 12 Street, Downtown Miami

Florida Home Insurance Prices Increasingly a Burden for Residents

Climate change is coming for the state of Florida, and it’s already showing up in the insurance market.

December 29, 2022 - Miami Herald

California Wildfire

California Bans Insurance Companies From Dropping Homeowners in Wildfire Zones

The one-year moratorium is a stopgap measure to assist homeowners affected by recent wildfires as the state assesses ways of addressing the root causes of increasingly damaging natural disasters.

October 3, 2021 - Sacramento Bee

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