Home Ownership
![Apartments for rent signage](/files/styles/small_400/public/images/Rent.jpg.webp?itok=VlB0R8rx)
As Home Prices Rise, So Does the Number of Renters
The intense competition in today's housing market means more people might have to settle for rental housing.
![Berkeley Hills Bay Area](/files/styles/small_400/public/images/shutterstock_714522862.jpg.webp?itok=2i2ggBmI)
U.S. Cities Where Homeowners Stay Put the Longest
A study identifies cities where people stay in their homes longer, and they tend to be at either end of the income and home values spectrum.
![Single-Family Housing Construction](/files/styles/small_400/public/images/shutterstock_122498086.jpg.webp?itok=Qo6NIwkj)
Builders Look to Growing Home Rental Market
Subdivisions in states across the country are catering to people who want the benefits of living in homes without the burdens of home ownership.
![Suburbia](/files/styles/small_400/public/images/suburbia%20crop.jpg.webp?itok=1lOm0apm)
When Large Corporations Buy Homes and Become Landlords
Since the Great Recession, homeownership is down and corporations are taking advantage of the profit opportunities.
![Fancy House](/files/styles/small_400/public/images/shutterstock_577050274.jpg.webp?itok=2j9qCE2Q)
The Argument Against Home Ownership
If you pay a 20% down payment for a home, you’re making a leveraged bet that the home will maintain or grow its value.
![Spring Garden Miami](/files/styles/small_400/public/images/Spring_Garden_%28Miami%29.JPG.webp?itok=h60FMjVq)
Immigrant Homeownership in U.S. Cities
A new study looks at homeownership among native-born and foreign-born residents in U.S. cities.
![Home Sold Sign](/files/styles/small_400/public/images/shutterstock_39571222-crop.jpg.webp?itok=x3BULjQ-)
Black Homeownership Still Falling
Black homeownership rates have been slow to recover from the great recession and the gap between whites and blacks in home ownership is bigger today than it was in the 1980s.
![Ohio River](/files/styles/small_400/public/images/Untitled%20design%20%2833%29.jpg.webp?itok=aIuMpet8)
Millennials Moving to Mid-Size Cities
Jobs and cheap housing give some small cities a big appeal for folks in their 20s and 30s.
Predatory Loans Lawsuit Alleges Discrimination in Atlanta
Contract-for-deed mortgages, which don't give home buyers ownership of a home until they pay off the entire loan, are legal, but a lawsuit alleges the ones made by Harbour Portfolio Advisors violated the Fair Housing Act.
A Map of the Country's Black Homeownership Gap
None of the top 100 American cities in African American population offers inclusive homeownership rates.
![House for sale](/files/styles/small_400/public/images/Flipper.jpg.webp?itok=EUfNlFLo)
Navigating the Unchartered Waters of U.S. Housing Policy: Current Challenges and Solutions
Vincent Reina, Penn IUR Faculty Fellow, writes about the current state of U.S. housing policy.
![Ballard neighborhood, Seattle](/files/styles/small_400/public/images/shutterstock_99577493.jpg.webp?itok=dWC2r-UG)
Black Home Ownership Rates in Seattle's King County Continue to Shrink
King County, Washington was once home to a large number of black homeowners, today the county lags far behind the rest of the country.
![Millennial Crowd](/files/styles/small_400/public/images/Coachella.jpg.webp?itok=8nfhPWFt)
Hey, Young People! Stay in Your Parents’ House Forever!
A new voice in the unending chorus of complaints about Millennials, the Wall Street Journal reports that Millennials should be blamed for wanting to live in places that are popular to live in, and implies they should spend more time driving.
![Beach Homes](/files/styles/small_400/public/images/shutterstock_472395394.jpg.webp?itok=wzv2NSba)
Oregon Legislation Would End Mortgage Interest Deduction for Second Homes
A bill currently in committee in Oregon would raise revenue for the state's housing accounts by ending a subsidy used only by residents who own more than one property around the state.
![Homes](/files/styles/small_400/public/images/shutterstock_426018511.jpg.webp?itok=4StWVEbu)
Maryland Program Looks to Put Student Loan Debtors in Homes
A novel initiative called Maryland SmartBuy aims to help those with student loan debt buy homes.
![Moving Truck](/files/styles/small_400/public/images/shutterstock_109668404.jpg.webp?itok=J7jdZnDu)
Where Millennials are Moving To and Leaving From
Apartment List has published research showing the top destination cities for those 19 to 35 years of age based on ten years of census data from 2005-2010. Among the top 10 destinations, only three were on East and West coasts.
![Single-Family Homes](/files/styles/small_400/public/images/shutterstock_476805439.jpg.webp?itok=kW9xCb4Z)
Where Are the Latino Home Owners?
In the United States, rates of homeownership among Latino families lag far behind those of white families. A recent article from the Urban Institute digs into the causes and effects of this issue.
![Republican debate](/files/styles/small_400/public/images/shutterstock_318051839.jpg.webp?itok=vdPdjdKB)
What Does the Upcoming Presidential Election Mean for HUD?
An op-ed explains the significance of the 2016 presidential election for the political clout of the Department of Housing and Urban Development. Those supporting the agenda of HUD, according to this argument, should be wary of a Republican victory.
![Home Sold Sign](/files/styles/small_400/public/images/shutterstock_39571222-crop.jpg.webp?itok=x3BULjQ-)
Should You Rent or Should You Buy? Trulia Maps the Question
Real estate website Trulia has released its most recent Rent vs Buy report, breaking down the value proposition of buying a home relative to renting one for cities around the country.
Renters Predominate in Low-Cost and High-Cost Cities
A report by New York University’s Furman Center found that renters made up the majority of households in nine of the 11 largest cities in the U.S. in 2013, up from five in 2006. The demand is straining the supply of rental housing.
Pagination
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Berkeley County
Northeast Ohio Areawide Coordinating Agency (NOACA)
Ada County Highway District
Chaddick Institute at DePaul University
HUDs Office of Policy Development and Research
HUDs Office of Policy Development and Research
NYU Wagner Graduate School of Public Service
City of Cambridge, Maryland