As Affordability Worsens, State and Local Governments Act on their Own

New data points to the continued worsening of rental housing affordability. Due to a lack of federal response, some state and municipal governments are taking matters into their own hands in an attempt to add to their supply of affordable housing.

2 minute read

August 20, 2016, 11:00 AM PDT

By Keli_NHI


The 2016 State of the Nation’s Housing Report published by Harvard’s Joint Center for Housing Studies once again points to the continued worsening of rental housing affordability as a significant societal issue calling for a more concerted response. Citing recent data from the American Community Survey, the report found that the number of renters facing housing cost burdens (i.e. paying more than 30 percent of their income for housing costs) hit another record high of 21.3 million, which is just about half of all renter households in the nation. More concerning, the number of people facing severe cost burdens (devoting more than half their income to housing), also reached a new record of 11.4 million. The report documents how the affordability crisis is getting new and greater policy attention, particularly at the state and local level. Indeed, with federal response failing to keep up with the need, a growing number of state and municipal governments have been taking matters into their own hands in attempts to add to the supply of affordable housing.

Affordability problems are nearly universal for the lowest income households. For those making $15,000 per year—roughly the equivalent of full time work at the federal minimum wage—83 percent are housing cost burdened. For most of these households, the level of burden is severe, with 72 percent of the lowest-income renters and 66 percent of the lowest-income owners paying over half their monthly household incomes towards housing.

But cost burdens are not limited to low-income households. They are increasingly climbing up the income scale to reach more and more moderate-income households.

Friday, August 19, 2016 in Shelterforce/Rooflines

portrait of professional woman

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban Planner

Get top-rated, practical training

Close-up of "Apartment for rent" sign in red text on black background in front of blurred building

Trump Administration Could Effectively End Housing Voucher Program

Federal officials are eyeing major cuts to the Section 8 program that helps millions of low-income households pay rent.

April 21, 2025 - Housing Wire

Logo for Planetizen Federal Action Tracker with black and white image of U.S. Capitol with water ripple overlay.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

April 30, 2025 - Diana Ionescu

Close-up on Canadian flag with Canada Parliament building blurred in background.

Canada vs. Kamala: Whose Liberal Housing Platform Comes Out on Top?

As Canada votes for a new Prime Minister, what can America learn from the leading liberal candidate of its neighbor to the north?

April 28, 2025 - Benjamin Schneider

Close-up on woman in white and blue striped knee-length dress standing next to mint green cruiser bike resting against low wrought iron fence in front of green lawn.

Paris Voters Approve More Car-Free Streets

Paris Mayor Anne Hidalgo says the city will develop a plan to close 500 streets to car traffic and add new bike and pedestrian infrastructure after a referendum on the proposal passed with 66 percent of the vote.

45 minutes ago - domus

Close-up of man in manually operated wheelchair waiting at urban crosswalk.

Making Mobility More Inclusive

A new study highlights the challenges people with disabilities continue to face in navigating urban spaces.

1 hour ago - Greater Good Magazine

US and Texas flags flying in front of Texas state capitol dome in Austin, Texas.

Texas Bills Could Push More People Into Homelessness

A proposal to speed up the eviction process and a bill that would accelerate enforcement of an existing camping ban could make the state’s homelessness crisis worse, advocates say.

2 hours ago - The Texas Tribune