Four Steps to More Affordable Housing in San Diego (and Elsewhere)

San Diego is one of the most expensive housing markets in the country and has the fourth highest homeless population. Planning activist Murtaza Baxamusa identifies four needed measures.

1 minute read

January 31, 2018, 1:00 PM PST

By wadams92101


Uptown San Diego

Brett VA / Flickr

One of the strongest tools to make housing more affordable in California is inclusionary housing policies and ordinances. Inclusionary housing laws require developments, as a condition of permitting, to contain a certain quantity of affordable units.  HUD, state, and local regulations define "affordable." Explains planning activist Murtaza Baxamusa: 

Since inclusionary zoning programs do not require direct subsidy dollars to create affordable homes and rentals, they are a market-based solution for affordable housing, according to Fannie Mae [pdf]. Inclusionary zoning ordinances are most effective in strong markets with optimum development incentives, and they are able to produce affordable housing that would not otherwise be built, according to the Urban Land Institute. Over 170 thousand affordable apartments and homes have been created through inclusionary programs nationally, according to an estimate by the Lincoln Institute of Land Policy [pdf].

Inclusionary housing ordinances, and particularly the principle behind them, have been upheld by the California Supreme Court. Additionally, a recent state law makes rental housing subject to inclusionary housing ordinances. However, some cities, like San Diego, have under-performing inclusionary housing ordinances. Baxamusa identifies four fixes to make inclusionary housing ordinances work. Please see the source article for more details.  

Tuesday, January 23, 2018 in UrbDeZine

portrait of professional woman

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban Planner

Cover CM Credits, Earn Certificates, Push Your Career Forward

Logo for Planetizen Federal Action Tracker with black and white image of U.S. Capitol with water ripple overlay.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

June 11, 2025 - Diana Ionescu

Metrorail train pulling into newly opened subterranean station in Washington, D.C. with crowd on platform taking photos.

Congressman Proposes Bill to Rename DC Metro “Trump Train”

The Make Autorail Great Again Act would withhold federal funding to the system until the Washington Metropolitan Area Transit Authority (WMATA), rebrands as the Washington Metropolitan Authority for Greater Access (WMAGA).

June 2, 2025 - The Hill

Large crowd on street in San Francisco, California during Oktoberfest festival.

The Simple Legislative Tool Transforming Vacant Downtowns

In California, Michigan and Georgia, an easy win is bringing dollars — and delight — back to city centers.

June 2, 2025 - Robbie Silver

Color-coded map of labor & delivery departments and losses in United States.

The States Losing Rural Delivery Rooms at an Alarming Pace

In some states, as few as 9% of rural hospitals still deliver babies. As a result, rising pre-term births, no adequate pre-term care and "harrowing" close calls are a growing reality.

June 15 - Maine Morning Star

Street scene in Kathmandu, Nepal with yellow minibuses and other traffic.

The Small South Asian Republic Going all in on EVs

Thanks to one simple policy change less than five years ago, 65% of new cars in this Himalayan country are now electric.

June 15 - Fast Company

Bike lane in Washington D.C. protected by low concrete barriers.

DC Backpedals on Bike Lane Protection, Swaps Barriers for Paint

Citing aesthetic concerns, the city is removing the concrete barriers and flexposts that once separated Arizona Avenue cyclists from motor vehicles.

June 15 - The Washington Post