Flood Insurance
Migration to Disaster-Prone Areas Persists
Regions at high risk for flooding, wildfires, and other climate-fueled disasters continue to see rapid population growth.
‘Climate Havens’ Not Safe From Hurricane Helene’s Destruction
Parts of North Carolina previously considered immune to the impact of hurricanes experienced historic flooding in the aftermath of the storm.
Floodplain Development Largely Concentrated in Gulf Coast States
Many U.S. cities use ‘routine’ practices like zoning changes and permitting to discourage development in high-risk flood zones.
Florida Home Sellers Must Disclose Flood History Under New Law
Prior to the new law, the Sunshine State was one of 18 states that did not require flood disclosure as part of the home selling process.
New Jersey Beach Town Gains State’s Highest Flood Management Rating
Sea Isle City, where homeowners once feared they would be unable to buy insurance due to poor flood management practices, is now leading the state in flood control planning.
Looking for a Beach House? Check Your Risk First.
A new report from the insurance industry names the historic town of Galveston, Texas as the riskiest place to buy a beach house in the United States.
Houston-Area Flood Insurance Costs Eat Into Region's Affordability
A reorganization of FEMA’s flood insurance program will mean increases in insurance costs for coastal homeowners.
U.S. Houses Facing Increased Flood Risk Overvalued by as Much as $237 Billion, Study Says
Housing markets are failing to price in climate risks in their assessment of housing values, according to a recent study published by Nature.
Florida Home Insurance Prices Increasingly a Burden for Residents
Climate change is coming for the state of Florida, and it’s already showing up in the insurance market.
How the Yellowstone Floods Laid Bare a Housing Crisis
This year’s historic floods ravaged communities already roiled by spiking housing costs and a shortage of available workforce housing near the nation’s oldest national park.
Flood Victims Call for Insurance Overhaul, More Federal Protections
A coalition of residents from flood-prone areas is urging the federal government to improve FEMA's beleaguered flood insurance program and do more to prevent construction on floodplains.
FEMA Flood Insurance Updates Reflect Actual Risk to Each Home
Changes to how FEMA calculates flood risk will assess risk at a home-by-home level, rather than estimating the same risk to all homes in the same floodplain.
NPR: HUD Sells Flood-Prone Homes Without Disclosing Risks
The troubling trend is particularly pronounced in lower-income communities, where experts worry households are being inadvertently set up for big financial losses.
The Racial Inequity of Disaster Recovery
Disaster recovery in the Houston area has been inconsistent, with low-income residents of color continuing to struggle to put their lives and communities back together.
New Study Reveals Massive, Unaccounted Flood Risk
The Federal Emergency Management Agency undercounts the humber of homes at substantial risk of flooding by some 70 percent, according to a report released this week.
Where Cities Flout Flood Protection Rules, the Public Still Subsidizes Insurance
An investigation by the New York Times reveals the ongoing neglect of flood considerations in developing parts of the United States—practice that comes with large costs to the taxpaying public.
Coastal States Are Building in Flood Zones Faster Than Anywhere Else
Here's a trillion dollar real estate market on the coasts of the United States—and it's building itself into rising levels of risk.
Looking Beyond FEMA Flood Maps, Cities Raise the Bar for Buildings in Floodplains
Cities across the country are developing floodplain construction standards that are more stringent than those required by FEMA.
In California, Policies Spur Rebuilding in the Wildland-Urban Interface
After the worst wildfire season ever, changes to local land use and state insurance rules essentially ensure that the same thing will happen again.
Jacksonville's Radical Attempt To Curb Flooding
Jacksonville's urban core population has been cut in half over the last four decades. Now a new plan seeks to remove another neighborhood in an effort to fight flooding issues.
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