Research Shows White Communities Gain Affluence After Climate Disasters

People of color and lower-income residents tend to lose wealth despite the stated goals of federal assistance programs to restore communities impacted by disasters.

2 minute read

November 6, 2024, 10:00 AM PST

By Diana Ionescu @aworkoffiction


Aerial view of flooded small homes in Florida after hurricane.

bilanol / Adobe Stock

Research into the distribution of financial aid after climate disasters reveals that some of the nation’s most disadvantaged communities are often overlooked when it comes to disaster assistance resources, reports Amy Green for Inside Climate News.

“One 2018 study found that while white residents tend to gain affluence over time after a catastrophe, Blacks and other residents of color lose wealth. In counties where very little damage occurred between 1999 and 2013, researchers found that white residents gained an average of $26,000 in wealth but reaped nearly five times as much, about $126,000, in counties that suffered $10 billion in damage. By contrast, people of other races, who gained wealth in areas spared from significant damage, lost ground in hard-hit places. Black residents in damaged areas lost $27,000 in wealth, Latinos lost $29,000 and people of other races such as Asians lost $10,000.”

According to the same study, both public (FEMA) and private insurance programs are aimed at “restoring restoring property or wealth, an approach favoring those with more property and the ability to pay for insurance.” Lower-income residents impacted by climate disasters, meanwhile, suffer other related losses such as jobs and increased rents that assistance programs do not cover.

A 2020 report from the National Advisory Council recommended that FEMA create an “equity standard” to ensure its grants reach the communities that need them most. “ The document also suggested incorporating diversity, equity and inclusion into FEMA practices, recruiting an inclusive workforce and providing fair and equitable opportunities for professional advancement within the agency.” The agency is already incorporating some of these changes.

Tuesday, November 5, 2024 in Inside Climate News

Young Professional

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban and Environmental Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban and Environmental Planner

Get top-rated, practical training for planners

"Planetizen federal action tracker" logo superimposed over black and white image of US Capitol dome.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

October 28, 2026 - Zachary Whalen

A car drives through a puddle, making a large splash. Rain pours down.

California plans to bury El Niño’s downpour

If the state plays its cards right, it may be able to store a billion acre-feet of El Niño’s water in aquifers.

October 28, 2026 - Grist

Lake Powell with much of the water evaporated.

Desperate measures: Advocates weigh draining Lake Powell to fill Colorado River

Draining the reservoir could reduce evaporation losses by a couple hundred thousand acre-feet.

October 30, 2026 - Yale Environment 360

A group of officials stand in a patch of dirt holding golden shovels and white hardhats.

California city breaks ground on transit connector

The project includes three mobility hubs and a pedestrian bridge.

2 hours ago - Mass Transit

People walking by a brick school in Cambridge.

After public outcry, Massachusetts city releases housing development tracker

Cambridge’s tracker currently shows 250 housing projects in various stages of development.

3 hours ago - Smart Cities Dive

A rendering of the park, with green grass and a bass sculpture that looks like several tall arches in a row.

40 years after approval, Chicago breaks ground on new park

The park honors Jean Baptiste Point du Sable, the city’s first permanent non-native settler.

4 hours ago - Block Club Chicago