When Costs of Living Outpace Housing Costs

Even when they qualify for affordable rents, tenants in high-cost neighborhoods find themselves shut out of essential amenities and services.

2 minute read

May 10, 2022, 5:00 AM PDT

By Diana Ionescu @aworkoffiction


Two people carry groceries in plastic grocery bags.

Emilija Miljkovic / Shutterstock

Residents who qualify for affordable housing developments are, in some areas, finding the cost of living in their immediate neighborhoods too high. A New York Times article by D.W. Gibson profiles one resident of Southampton, New York, who qualified for an apartment in a development sponsored by the Department of Housing and Urban Development (HUD), but now struggles to afford groceries and other goods locally, such as access to the local beach, which requires a $250 parking permit. “I have to leave here to do my shopping — even the supermarkets are too expensive,” says Liza Coppola. “She says most of the people she knows in the Shinnecock community [where she works] face a similar dynamic of being priced out of the place they live.”

Coppola says she was lucky to snag an apartment in a HUD building, which typically have years-long waiting lists. “Because she’s spent years working on housing issues — first at a nonprofit in Greenport and now with the Shinnecock community — Ms. Coppola knew she would qualify for HUD developments projects intended for people making less than the area median income of $100,722.” But she and others like her find themselves leaving the neighborhood to access affordable services. This dynamic could lead to displacement as residents of increasingly desirable areas find themselves priced out of local amenities, signaling a need for a more comprehensive approach to neighborhood affordability where housing is recognized as one of a number of factors driving displacement.

Monday, May 9, 2022 in The New York Times

portrait of professional woman

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban Planner

Use Code 25for25 at checkout for 25% off an annual plan!

Redlining map of Oakland and Berkeley.

Rethinking Redlining

For decades we have blamed 100-year-old maps for the patterns of spatial racial inequity that persist in American cities today. An esteemed researcher says: we’ve got it all wrong.

May 15, 2025 - Alan Mallach

Logo for Planetizen Federal Action Tracker with black and white image of U.S. Capitol with water ripple overlay.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

May 21, 2025 - Diana Ionescu

Rendering of California High-Speed Rail station with bullet train.

California High-Speed Rail's Plan to Right Itself

The railroad's new CEO thinks he can get the project back on track. The stars will need to align this summer.

May 19, 2025 - Benjamin Schneider

Red SF Muni ticketing machine.

San Francisco Muni Raises Fares a Second Time

A 10–cent fare hike for adults is part of the agency’s plan to chip away at a growing budget deficit.

May 21 - San Francisco Examiner

Electric car charging station with several Chevy Bolts charging in parking lot of store in Bellingham, Washington

Electric Grid Capacity Could Hamstring EV Growth

Industry leaders say the U.S. electric grid is unprepared for the increased demand for power created by electric cars, data centers, and electric homes.

May 21 - GovTech

Top view new development riverside residential and commercial neighborhood with vacant land in Texas, USA.

Texas Bill Supports Adaptive Reuse in Commercial Areas

Senate Bill 840, which was preliminarily approved by the state House, would allow residential construction in areas previously zoned for offices and commercial uses.

May 21 - The Texas Tribune