Homeownership

California Spends $6.5 Billion on Homeowner Subsidies, 15 Times Less on Renters
A new report from the California Housing Partnership "revealed a wide gap between state support for homeowners and renters."

Homeownership Rates for Black Americans Unchanged for 50 Years
There has been precious little progress over the past 50 years in bridging gaps of inequality for Black Americans.

Tax Reform and the Housing Market
Curbed analysis of how local and regional housing markets will react to changes to the country's tax code.

Has the Rental Market Peaked? If So, That's Good News for Low-Income Renters
A new Harvard study reports that the rental market began to decline this year, and may continue to drop as higher income renters become homeowners. However, the report was released a week before the GOP tax cuts bill was signed.

Home Ownership Subsidy Takes a $250,000 Hit in Final Version of Tax Bill
The current mortgage interest deduction is $1 million. The House version of the tax bill called for a $500,000 cap while the Senate left it untouched. They split the difference and capped it at $750,000. Congress is expected to pass H.R. 1 this week

New York's First Citywide, Multi-Partner Community Land Trust
With support from the city and community development groups, Interboro Community Land Trust will focus on creating affordable homeownership opportunities.

Homeownership Takes on New Meaning
Homeownership is declining in the United States, so what does the new homeowner of the post-recession era look like?

Nine Charts That Explain Wealth Inequality
Any way you slice it: the rich get richer, and the poor get poorer.

Changes to Mortgage Interest Deduction Cap Still on the Table
One hot button item to watch as Congress takes up the issue of tax reform in the coming weeks: whether Republicans are able to follow through on a promise to reform the mortgage interest deduction.

Equity Heads West
A new study details the locations where homeowners are likely to be "equity rich" or underwater. Homeowners in western states are more likely to be equity rich, but many homeowners are still recovering from the Great Recession.

Big Investment Firms Are Dominating the Landlord Business
Large investment companies are betting against homeownership—by buying up homes in suburban areas and putting them on the rental market.

How American Homeownership Fosters Inequality
Matthew Desmond, author of "Evicted," looks at the lives of Americans across the economic spectrum to gain insight into how homeownership, mainly through the mortgage tax deduction, keeps the U.S. unequal.

Trump's Tax Reform Proposal Would Have a Big Effect in the Housing Market
Housing prices may fall 10 percent on average nationwide, according to a preliminary estimate commissioned by the National Association of Realtors, if the Trump Administration's tac code reform package becomes law.

Americans Are Ready for Tax Reform; But at the Cost of the Mortgage Interest Deduction?
Kenneth R. Harney reports on the possibility that lawmakers in Washington, D.C. could target the mortgage interest deduction as part of a Republican tax reform plan.

Could Immigration Crackdowns Crash the Housing Market?
Immigrants, both documented and undocumented, are a growing factor in the demand for new housing. In the long term (or sooner), the Trump Administration's hard line on newcomers could lead to instability for the rest of us.

What If We Stopped Considering Housing an Investment?
If Americans viewed housing as what it essentially is, a consumable good, solutions to our ongoing affordability crisis might just present themselves. And we'd probably loosen a lot of land use regulations.

As Homeownership Slips, So Do Expectations
For an "entitled generation," Millennials feel less and less entitled to one of the hallmarks of the American Dream: homeownership. But that doesn't mean the goal is permanently out of reach.

A Case Against Homeownership
Against all odds, both political parties agree on at least one thing: the merits of homeownership. But is buying a home really such a great investment, even for the well-off?

Are Rent-to-Own Homes Predatory?
On the promise of ownership, rent-to-own landlords make tenants pay for repairs. And on the lower end, homes often come with code violations built in. This market's legal grey spaces distinctly echo 2008.

Say What? Declining Homeownership Rates Aren't a Good Thing
African-Americans and Latinos lost huge amounts of wealth in the crisis. A Washington Post editorial writer asserts that all this loss of wealth is a positive, even though it affected low- and moderate-income and new buyers disproportionately.
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