Is Franklin Roosevelt Responsible for Suburban Sprawl?

Jeremy Rosenberg continues his fascinating series on the laws that shaped Los Angeles with a look at the local, and national, impact of the 1934 National Housing Act on residential development patterns.

2 minute read

October 4, 2012, 9:00 AM PDT

By Jonathan Nettler @nettsj


In a prior article, Rosenberg examined whether Thomas Jefferson was to blame for L.A.'s sprawl. In this piece, he focuses his attention on the 32nd President. 

The Federal Housing Administration (FHA) was created in 1934 by President Franklin Delano Roosevelt and his administration to help the country climb out of the Great Depression by stabilizing the mortgage market. "But, as H. Pike Oliver [senior lecturer and director of undergraduate studies at Cornell University's College of Architecture, Art & Planning] explains, purposefully or not, that's not all the FHA accomplished."

In addition to increasing home ownership nationwide, the FHA also impacted the physical form of residential development through design guidelines that were used to qualify subdivisions for financing, explains Oliver.

"Since states began following the FHA's design guidelines when
crafting their own mortgage-support programs, and since commercial
lenders tended to keep the same guidelines once private dollars started
flowing again, post Great Depression, what began as voluntary aims
became the defacto nationwide design standard," notes Rosenberg.

"And that standard, that shaping, resulted in nothing less than the
nationwide rise of suburbs, subdivisions, single-family homes,
cul-de-sacs, curvilinear streets, homes set far back from streets, grass
lawns in lieu of other planting, the decline of pedestrianism and just
about every other archetypical suburban hallmark."

Returning to the local impact of the law, Oliver contends that, "[t]he effect in Los Angeles was simply due to the massive amount of
development that occurred in the greater Los Angeles area following
World War II. The pace of activity was simply
unparalleled in the history of the nation to that point."

Monday, October 1, 2012 in KCET Departures

portrait of professional woman

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban Planner

Cover CM Credits, Earn Certificates, Push Your Career Forward

Logo for Planetizen Federal Action Tracker with black and white image of U.S. Capitol with water ripple overlay.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

June 11, 2025 - Diana Ionescu

Rendering of Shirley Chisholm Village four-story housing development with person biking in front.

San Francisco's School District Spent $105M To Build Affordable Housing for Teachers — And That's Just the Beginning

SFUSD joins a growing list of school districts using their land holdings to address housing affordability challenges faced by their own employees.

June 8, 2025 - Fast Company

Yellow single-seat Japanese electric vehicle drivign down road.

The Tiny, Adorable $7,000 Car Turning Japan Onto EVs

The single seat Mibot charges from a regular plug as quickly as an iPad, and is about half the price of an average EV.

June 6, 2025 - PC Magazine

White Waymo autonomous car driving fast down city street with blurred background at night.

Seattle's Plan for Adopting Driverless Cars

Equity, safety, accessibility and affordability are front of mind as the city prepares for robotaxis and other autonomous vehicles.

2 hours ago - Smart Cities Dive

Two small wooden one-story homes in Florida with floodwaters at their doors.

As Trump Phases Out FEMA, Is It Time to Flee the Floodplains?

With less federal funding available for disaster relief efforts, the need to relocate at-risk communities is more urgent than ever.

4 hours ago - Governing

People riding bicycles on separated bike trail.

With Protected Lanes, 460% More People Commute by Bike

For those needing more ammo, more data proving what we already knew is here.

6 hours ago - UNM News