Homeownership

Home Prices, Demand on Downward Trajectory
The once-overheated housing market continues to cool as rising interest rates reduce demand.

Seven Charts Highlight the Strangeness of the Housing Market
The unique conditions created during the last few years have upended the U.S. housing market and led to some unusual trends.

The Vanishing American ‘Starter Home’
Rising land costs, expensive materials, and onerous building and lot size requirements are making it harder to build small, affordable ‘starter homes’ in the United States.

Community Land Trusts Make Homeownership Accessible
The organizations sell homes to low-income buyers at rates far below market prices, putting homeownership within reach for more families.

Chicago ADUs Concentrated in More Affluent Neighborhoods
An analysis of city-issued permits shows that homeowners in gentrified wards are building accessory dwelling units at much higher rates than those in less well-off communities.

Access to Flood Risk Data Shifts Homebuyer Behavior
With climate risks threatening more communities, providing clear, accessible risk information to potential homebuyers can help households make informed decisions and inform local resiliency efforts.

Closing the Homeownership Knowledge Gap
An Oakland program geared at Black homeowners wants to empower households to understand the opportunities in building and renting accessory dwelling units.

Protecting America’s Manufactured Housing
Governments at all levels are finally waking up to the benefits of protecting and encouraging the production of factory-built homes, which offer an affordable, efficient form of housing that many Americans depend on.

Report: Milwaukee Racial Homeownership Gap Increasing
The inequality in the city’s housing market is growing at a rate surpassing other peer cities.

No End in Sight to U.S. Housing Shortage
Despite recent cooling in the overheated U.S. housing market, high costs and labor and supply shortages are causing continuing hardship for potential homebuyers and renters.

Austin Metro Home Sales Slow Dramatically
After a whirlwind of rising costs and sharply spiking demand for housing in smaller cities, the housing market is cooling down to pre-pandemic levels.

New Jersey Bill Would Ease the Path to Homeownership for Low-Income Families
A bill passed by the New Jersey state legislature would discourage investors from buying and flipping homes while giving households that have experienced foreclosure first bidding rights on auction properties.

Atlanta Mayor Wants To Restrict ‘iBuyers’
The rise in investors buying up properties, sometimes before they’re even listed on the open market, is causing sharper spikes in home prices. Atlanta’s mayor wants to end that.

Black Housing Project Spotlights Black Homeownership
A new initiative highlights the stories of Black homeowners in New York City and the challenges that Black homebuyers continue to face across the country.

Americans Find it Increasingly Difficult To Move
High housing costs and low supply are making it harder for American families to move as household dynamics and job opportunities change.

Report: Black Homebuyers in Pennsylvania Still Face Discrimination
People of color are more likely to be denied loans, perpetuating historic redlining practices and blocking families from accumulating intergenerational wealth through homeownership.

Diverging Fortunes: Winners and Losers in the Pandemic Housing Market
The sharp rise in housing costs created massive wealth for property owners, while shutting many potential homebuyers out of the market.

How South Phoenix's Legacy of Housing Discrimination Impacts Residents Today
Redlined for decades, south Phoenix is experiencing a resurgence that could push local residents even farther out as housing costs spike.

Making Homeownership Work Better
Programs that help households of color buy homes haven't made much of a dent in the racial wealth gap. But some strategies could generate better outcomes for buyers.

Increased Homeownership Won’t Close the Racial Wealth Gap
Despite the hopes pinned on it, homeownership is still too affected by institutionalized racism at every turn to be an equalizer.
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