Disaster insurance isn’t just a pain in the neck. It could help us live better within a changing climate.
Stewart Williams, an Australian geographer, argues that insurance premiums can be an accurate gauge of a home’s readiness to meet environmental threats. If disaster insurance on your dream home seems unreasonable, maybe you shouldn’t be living there.
Of course, Williams admits, some homeowners will continue to pay out the nose to live in large houses in fire- or flood-prone areas. But the rest of us? We should think about adapting our lifestyles to better suit the changing world. Paying less for insurance will be just one of many positive side-effects of such a shift.
FULL STORY: Fire and flood: how home insurance can help us adapt to climate change

Planetizen Federal Action Tracker
A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

Maui's Vacation Rental Debate Turns Ugly
Verbal attacks, misinformation campaigns and fistfights plague a high-stakes debate to convert thousands of vacation rentals into long-term housing.

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Social distancing requirements and changes in travel patterns prompted cities to pilot new uses for street and sidewalk space. Then it got complicated.

In California Battle of Housing vs. Environment, Housing Just Won
A new state law significantly limits the power of CEQA, an environmental review law that served as a powerful tool for blocking new development.

Boulder Eliminates Parking Minimums Citywide
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Orange County, Florida Adopts Largest US “Sprawl Repair” Code
The ‘Orange Code’ seeks to rectify decades of sprawl-inducing, car-oriented development.
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