Incentives for Energy Efficiency Expanding

The Department of Housing and Urban Development and the Federal Housing Administration are looking to increase energy efficiency incentives for homeowners, including opportunities for larger home loans.

1 minute read

July 28, 2009, 9:00 AM PDT

By Nate Berg


The FHA will offer better loans that enable homeowners to get mortgages that are 5% larger if they plan on making energy improvements.

"HUD Secretary Shaun Donovan wants the FHA to offer additional incentives. One of the possibilities: Give loan applicants credit on their qualifying incomes for a home loan in exchange for documentable savings in annual energy expenditures.

Meanwhile, the House of Representatives has passed a massive energy conservation and emissions control bill. Though the American Clean Energy and Security Act is better known for its more controversial "cap-and-trade" carbon emissions program, the bill also contains a section devoted to creating incentives for consumers and federal agencies to build and finance energy-efficient dwellings."

Sunday, July 26, 2009 in Los Angeles Times

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