Planetizen - Urban Planning News, Jobs, and Education

Mortgages

December 19, 2019, 9am PST
Some areas of the country are experiencing stress in the housing market, according to the new CoreLogic "Loan Performance Insights" report, but overall it's a long-time since homeowners have been so stable.
The Dallas Morning News
December 13, 2019, 7am PST
Owning a home has long been considered the ultimate aspiration. But social and economic realities mean the stories about and the path to homeownership are not simple and straightforward.
Curbed
September 27, 2019, 12pm PDT
McMansion or not, the American home is a good 600 to 800 square feet larger than the average in most other countries. Possible reasons run the gamut from policy to culture to personal economics.
The Atlantic
June 3, 2018, 11am PDT
A new service targeted at seniors buys homes, but lets the previous owner stay.
Slate
March 25, 2017, 1pm PDT
LendingTree ranks the most popular cities for Millennial homebuyers.
LendingTree
September 29, 2016, 12pm PDT
Against all odds, both political parties agree on at least one thing: the merits of homeownership. But is buying a home really such a great investment, even for the well-off?
Market Urbanism
September 19, 2016, 12pm PDT
The Dallas-Fort Worth area exemplifies a renewed faith in the housing market.
Dallas News
February 21, 2016, 5am PST
Low property values continue to stunt the comeback of Detroit—so the city and a group of banks have created a program to guarantee 1,000 mortgages in the city.
Detroit Free Press
January 25, 2016, 1pm PST
After a long absence, first-time buyers are finally returning to the real estate market.
Bloomberg Business
November 10, 2014, 10am PST
Dina ElBoghdady and Dan Keating report on the state of the real estate market as it concerns the wealthiest Americans—times are good if you are wealthy and looking to borrow money to buy a home.
The Washington Post
October 30, 2014, 1pm PDT
Scott Beyer writes that despite changes to policies allowing insured mortgages by the Federal Housing Administration's (FHA), the federal government continues to obstruct density by limiting support for condo owners.
Governing
October 14, 2014, 5am PDT
Laurie Goodman and Jun Zhu explain the complicated but critical controversy over the Federal Housing Finance Agency's (FHFA) recent policy for sunsets on loan put-backs. At stake: the ongoing constraints on lending in the United States.
Housing Wire
February 5, 2014, 10am PST
As housing prices increase on the post-recession wave, many experts are asking people to reconsider the dream of buying and owning a home, especially if that means sinking too deeply in debt or sacrificing mobility.
CBC News
Blog post
June 27, 2013, 2pm PDT

If the market demand is there, why isn't more mixed-use housing getting built? Follow the money.

Tim Halbur
March 1, 2013, 12pm PST
Although the Obama Administration has supported a reduced role for the government in supporting the housing market, it still backs 90 percent of newly issued mortgages - "more than ever before." A new report examines the prospect of a withdrawal.
The New York Times
November 9, 2012, 12pm PST
A series of seemingly intractable obstacles stand in the way of transforming the housing and mortgage markets to reduce government involvement. Peter Eavis asks if a second term president is exactly the force needed to overcome such obstacles.
The New York Times
August 14, 2012, 7am PDT
Amanda Erickson explains how communities could wield the power of eminent domain to rescue residents with "underwater" mortgages, by condemning homes and allowing owners to refinance their mortgages and pay a new, lower rate.
The Atlantic Cities
October 1, 2011, 1pm PDT
Starting in 2002, the Colorado legislature began to make it easier to foreclose on properties in Colorado. Original loan documents are no longer required to prove the bank actually owns the property.
The Denver Post
October 3, 2010, 5am PDT
Data from the Census shows that 36.7% of U.S. households pay more than 30% of their pretax income on housing, an increase of 1.5 million since 2007.
The Wall St. Journal
July 28, 2010, 11am PDT
The Wall St. Journal reports that some homeowners are selling their underwater homes at a loss and turning right around and investing in new homes with lower mortgage rates and getting more house in the process.
The Wall St. Journal