Mortgages
House Poor: Low-Income Homeowners Struggle in the Shadows
While renters and homebuyers’ challenges dominate the headlines, they aren't the only ones wrestling with maintaining decent housing.
Federal Rule Change Lets Banks Include ADU Income in Mortgage Decisions
A policy change from the Federal Housing Administration is designed to spur more rental housing construction and bring homeownership within reach of more U.S. households.
Freddie Mac, Fannie Mae to Back $1 Million Mortgages
Expensive housing markets are about to cross a symbolic threshold.
What Is White Flight?
'White flight' refers to the exodus of white Americans from central cities to suburbs in the early and mid-20 century, a phenomenon which led to declining tax revenue and business closures that created lasting damage to urban neighborhoods.
Racial Bias Still Rampant in the Mortgage Industry
New research that controls for financial factors the industry said would explain disparities shows that race still plays a major role in loan decisions.
'Seriously Delinquent' Mortgages Explode, But Don't Expect a Great Recession-Style Meltdown
More and more homeowners are falling behind on mortgage payments as the pandemic lingers, according to recent market data.
Owners and Renters of Manufactured Homes Lack Assistance During the Pandemic
Millions of people who live in manufactured homes were already vulnerable. The pandemic has made their housing situations even more precarious.
The 30-Year Mortgage Faces an Unprecedented Threat: Climate Change
The climate crisis will present more of an existential crisis to the traditional U.S. mortgage market than any previous financial crisis, according to some of the experts cited in the article.
Federal Eviction and Foreclosure Moratorium Extended Until the End of August
Breaking news: a federal moratorium on evictions and foreclosures of single-family mortgages backed by Fannie Mae and Freddie Mac will be extended until at least the end of August. The moratorium had been set to expire at the end of June.
Owner-Renter Hybrid, a Viable Homeownership Alternative?
In the co-investing model, companies are part owners of homes. While this arrangement gives potential homebuyers more options, this isn’t a real solution to the country’s housing affordability crisis.
Few Homeowners in Forbearance in April; Number Expected to Grow
The Mortgage Bankers Association surveyed the U.S. home mortgage servicing market for indications about how the nation's 26.9 million home loans were holding up during the first weeks of the pandemic.
Housing Market Showing Signs of the Coronavirus Pandemic
A high-ranking federal official also issued a warning about the potential for the pandemic to affect mortgage borrowers.
The Crisis Within the Crisis: Homelessness and Housing Pushed to the Brink by COVID-19
Cities, states, and the federal government are trying to prevent a repeat of 2008 while still facing the challenges of inequality and poverty that grew out of the previous recession.
Foreclosures Near 20-Year Low
Some areas of the country are experiencing stress in the housing market, according to the new CoreLogic "Loan Performance Insights" report, but overall it's a long-time since homeowners have been so stable.
Homeownership—American Dream or Nightmare?
Owning a home has long been considered the ultimate aspiration. But social and economic realities mean the stories about and the path to homeownership are not simple and straightforward.
Behind America's Fixation on Big Houses
McMansion or not, the American home is a good 600 to 800 square feet larger than the average in most other countries. Possible reasons run the gamut from policy to culture to personal economics.
Start Up Will Buy Your House and Let You Live There for the Rest of Your Life
A new service targeted at seniors buys homes, but lets the previous owner stay.
Where Millennials Are Entering the Homebuying Market
LendingTree ranks the most popular cities for Millennial homebuyers.
A Case Against Homeownership
Against all odds, both political parties agree on at least one thing: the merits of homeownership. But is buying a home really such a great investment, even for the well-off?
Back in the Circle of Trust: Home Equity
The Dallas-Fort Worth area exemplifies a renewed faith in the housing market.
Urban Design for Planners 1: Software Tools
This six-course series explores essential urban design concepts using open source software and equips planners with the tools they need to participate fully in the urban design process.
Planning for Universal Design
Learn the tools for implementing Universal Design in planning regulations.
Berkeley County
Northeast Ohio Areawide Coordinating Agency (NOACA)
Ada County Highway District
Chaddick Institute at DePaul University
HUDs Office of Policy Development and Research
HUDs Office of Policy Development and Research
NYU Wagner Graduate School of Public Service
City of Cambridge, Maryland
