Mortgages
More and more homeowners are falling behind on mortgage payments as the pandemic lingers, according to recent market data.
The Orange County Register
Millions of people who live in manufactured homes were already vulnerable. The pandemic has made their housing situations even more precarious.
Urban Wire
The climate crisis will present more of an existential crisis to the traditional U.S. mortgage market than any previous financial crisis, according to some of the experts cited in the article.
The New York Times
Breaking news: a federal moratorium on evictions and foreclosures of single-family mortgages backed by Fannie Mae and Freddie Mac will be extended until at least the end of August. The moratorium had been set to expire at the end of June.
Federal Housing Finance Agency
In the co-investing model, companies are part owners of homes. While this arrangement gives potential homebuyers more options, this isn’t a real solution to the country’s housing affordability crisis.
The New York Times
The Mortgage Bankers Association surveyed the U.S. home mortgage servicing market for indications about how the nation's 26.9 million home loans were holding up during the first weeks of the pandemic.
The Dallas Morning News
A high-ranking federal official also issued a warning about the potential for the pandemic to affect mortgage borrowers.
Marketwatch
Feature
Cities, states, and the federal government are trying to prevent a repeat of 2008 while still facing the challenges of inequality and poverty that grew out of the previous recession.
Some areas of the country are experiencing stress in the housing market, according to the new CoreLogic "Loan Performance Insights" report, but overall it's a long-time since homeowners have been so stable.
The Dallas Morning News
Owning a home has long been considered the ultimate aspiration. But social and economic realities mean the stories about and the path to homeownership are not simple and straightforward.
Curbed
McMansion or not, the American home is a good 600 to 800 square feet larger than the average in most other countries. Possible reasons run the gamut from policy to culture to personal economics.
The Atlantic
A new service targeted at seniors buys homes, but lets the previous owner stay.
Slate
LendingTree ranks the most popular cities for Millennial homebuyers.
LendingTree
Against all odds, both political parties agree on at least one thing: the merits of homeownership. But is buying a home really such a great investment, even for the well-off?
Market Urbanism
The Dallas-Fort Worth area exemplifies a renewed faith in the housing market.
Dallas News
Low property values continue to stunt the comeback of Detroit—so the city and a group of banks have created a program to guarantee 1,000 mortgages in the city.
Detroit Free Press
After a long absence, first-time buyers are finally returning to the real estate market.
Bloomberg Business
Dina ElBoghdady and Dan Keating report on the state of the real estate market as it concerns the wealthiest Americans—times are good if you are wealthy and looking to borrow money to buy a home.
The Washington Post
Scott Beyer writes that despite changes to policies allowing insured mortgages by the Federal Housing Administration's (FHA), the federal government continues to obstruct density by limiting support for condo owners.
Governing
Laurie Goodman and Jun Zhu explain the complicated but critical controversy over the Federal Housing Finance Agency's (FHFA) recent policy for sunsets on loan put-backs. At stake: the ongoing constraints on lending in the United States.
Housing Wire
