The program connects tribal communities with resources to help households in some of the nation’s most underresourced reservations access homeownership.
A new initiative created by five South Dakota Community Development Financial Institutions (CDFIs) aims to help Native people overcome the unique challenges they face when trying to buy homes. As Bianca Gonzales reports in Smart Cities Dive, “In addition to Lakota Funds, the initiative includes Lakota Federal Credit Union, Mazaska Owecaso Otipi Financial, Sicangu Wicoti Awanyakapi Corporation and Tatanka Funds. The five financial institutions are providing communities in the Rosebud Reservation with trainings on the homeownership process and becoming stewards over their finances.”
While “The section 184 Indian Home Loan Guarantee Program was designed specifically for American Indian and Alaska Native families in 1992 to facilitate homeownership and increase access to capital in Native American Communities.” However, the complicated nature of mortgage lending on reservation lands has led to low numbers of loans on tribal land. “The Rosebud Reservation is a credit desert, which adds an additional barrier for its communities.” The program, the Rosebud Homeownership and Wealth Building Initiative, uses creative solutions including a ‘Rolling Res Bus’ to bring resources to the many small, geographically dispersed tribal communities in the region.
Read the full story: South Dakota Initiative Helps Native American Families Become Homeowners
Extraction on Tribal Lands Contributes to State Coffers
A recent investigation reveals that profits from oil, grazing, and other uses on state-managed tribal lands are funding off-reservation public institutions.
Federal Affordable Housing Grants Awarded to Native Communities
The Indian Housing Block Grant program supports affordable housing efforts in Native American and Native Alaskan communities, which face some of the nation’s highest poverty rates and housing shortages.
The Fight to Improve Tribal Transportation
Advocates for tribal communities argue that the bipartisan infrastructure bill does not direct enough money to tribal transportation needs, but USDOT and local leaders can ensure more equitable distribution of funds to projects on tribal lands.
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Journal of the American Planning Association