Homeownership
What are the New Deal for Housing Justice and the BREATHE Act and how do they move beyond previous housing agendas?
Shelterforce Magazine
Burdened by rising housing costs, many millennials are finding it increasingly difficult to pay off debt or save for the future.
CNBC
With increasing pressure on the nation's supply of affordable housing, low- and middle-income renters are seeing their rents go up while higher-quality apartments drop prices to lure back remote workers.
The Washington Post
Hispanics are the only racial group projected to increase their rate of homeownership over the next two decades, according to a new analysis.
Houston Chronicle
To rent or to buy? A study from AARP and the Joint Center for Housing Studies at Harvard University weights the cost and benefits of each scenario for Americans 65 and older.
yahoo! Finance
The worsening housing crisis shows that we must develop comprehensive tools and programs to keep families housed and their assets preserved.
Shelterforce Magazine
The climate crisis will present more of an existential crisis to the traditional U.S. mortgage market than any previous financial crisis, according to some of the experts cited in the article.
The New York Times
In the co-investing model, companies are part owners of homes. While this arrangement gives potential homebuyers more options, this isn’t a real solution to the country’s housing affordability crisis.
The New York Times
Black homeownership climbed in 2019, but still lags far behind homeownership rates for the entire country.
Urban Institute
According to this report, the trends point to a "less diverse, older, higher-income" crop of homebuyers as low production locks out the young and many people of color.
Curbed San Francisco
Neighborhoods in Nebraska, located in areas already deemed blighted, will receive priority funding and homebuyer tax credits from the state.
Next City
Owning a home has long been considered the ultimate aspiration. But social and economic realities mean the stories about and the path to homeownership are not simple and straightforward.
Curbed
Founded two years ago, Divvy buys homes for cash and then leases them to tenants who apply part of their rent toward a down payment.
Tampa Bay Times
A new tiny homes community offers vulnerable residents a chance to homeownership.
The Detroit Free Press
"The gap between white and black home ownership is the widest since the New Deal."
Marketwatch
The Joint Center for Housing Studies of Harvard University released its annual "The State of the Nation's Housing" report this morning. There are some signs of post-recession normalcy in the housing market for high-income earners.
Joint Center for Housing Studies of Harvard University
While the middle class does not face the same kind of nationwide affordability crisis as low-income populations, geography and demographics are placing new stress on middle-income households.
Brookings
Alternative models of homeownership involving shared equity may be able to offset the urban housing crunch. They include the subjects of this discussion: community land trusts and housing co-ops.
CityLab
Black neighborhoods near city centers are diversifying as whites move in and buy up properties. But the influx of these higher-income residents is leading to more divisions than inclusivity.
The New York Times
Using homeownership as an asset-building mechanism and retirement plan might not be a great thing for our society.
Shelterforce
