Homeownership
Owning a home has long been considered the ultimate aspiration. But social and economic realities mean the stories about and the path to homeownership are not simple and straightforward.
Curbed
Founded two years ago, Divvy buys homes for cash and then leases them to tenants who apply part of their rent toward a down payment.
Tampa Bay Times
A new tiny homes community offers vulnerable residents a chance to homeownership.
The Detroit Free Press
"The gap between white and black home ownership is the widest since the New Deal."
Marketwatch
The Joint Center for Housing Studies of Harvard University released its annual "The State of the Nation's Housing" report this morning. There are some signs of post-recession normalcy in the housing market for high-income earners.
Joint Center for Housing Studies of Harvard University
While the middle class does not face the same kind of nationwide affordability crisis as low-income populations, geography and demographics are placing new stress on middle-income households.
Brookings
Alternative models of homeownership involving shared equity may be able to offset the urban housing crunch. They include the subjects of this discussion: community land trusts and housing co-ops.
CityLab
Black neighborhoods near city centers are diversifying as whites move in and buy up properties. But the influx of these higher-income residents is leading to more divisions than inclusivity.
The New York Times
Using homeownership as an asset-building mechanism and retirement plan might not be a great thing for our society.
Shelterforce
Japan's system of zoning appears highly capable of fostering mixed-use, walkable neighborhoods. How does Japanese zoning differ from our own, and what factors caused those differences?
Market Urbanism
Homeownership rates declined precipitously in the United States up until 2016. While that trend has reversed in more recent years, it's still hard to tell what the future of homeownership will be.
Harvard Center for Joint Housing Studies
According to the Urban Institute's Housing Affordability for Renters Index, the number of renters who can afford to buy a home in their metropolitan area is generally increasing when compared to the housing bubble of the mid-2000s.
Urban Institute
It turns out that the United States isn't rapidly becoming a nation of renters after all.
The Washington Post
More often the province of rental housing, affordability policies are limited in the for-sale market. A partnership in Denver aims to change that with a mixed-use project including at least 86 condos destined to be "permanently affordable."
Next City
According to a study, residential segregation and anti-black bias combine to devalue properties in majority-black neighborhoods by an average of $48,000 per home.
Curbed
The buyback plan diverts properties from Wayne County's tax foreclosure auction, keeping them in government hands until residents can repay the purchase price.
Detroit Free Press
New research suggests that millennials are remaining in urban areas as they transition from renting to homeownership.
CityLab
Cities like Austin, Denver, Los Angeles, Portland, and now Seattle are pursuing equity-based agendas for ADUs.
The Urbanist
You can pay off the mortgage, but you can never leave.
The New York Times
The Lower 9th Ward has been slow to return to its pre-Katrina state. A new program by the New Orleans Redevelopment Authority changes recovery strategy in the neighborhood.
The Advocate
