Report Highlights Housing Insecurity Among Seniors

Older Americans face rising mortgage debt, high costs for medical care and assistance, and a dearth of accessible housing.

1 minute read

December 27, 2023, 11:00 AM PST

By Diana Ionescu @aworkoffiction


Senior couple sitting on sofa looking at laptop computer held in the man's lap.

WavebreakMediaMicro / Adobe Stock

A piece in Smart Cities Dive by Austyn Gaffney highlights the growing need for more affordable and accessible housing designed with older people in mind. With 58 million Americans over age 65, “This population is struggling to secure affordable and accessible housing and get the services it needs to stay in such housing,” Gaffney explains, citing a report from Harvard University’s Joint Center for Housing Studies.

“Over half of adults over age 80 report at least one disability, and older adults can experience complications with mobility, vision, hearing, cognition or self-care.” Only 14 percent of adults over 75 who live alone can afford a daily caregiver visit, the report states. Meanwhile, older Americans face growing mortgage debt, and many popular retirement destinations are becoming increasingly threatened by climate change and extreme weather.

According to Jennifer Molinsky, project director of the JCHS Housing an Aging Society Program, “More funding would be [a] start, but there is tremendous need for creative alternatives to existing models of care and housing to better support the country’s rapidly aging population.”

More Planetizen stories on aging in place and housing insecurity among older Americans:

Thursday, December 21, 2023 in Smart Cities Dive

portrait of professional woman

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban Planner

Cover CM Credits, Earn Certificates, Push Your Career Forward

Logo for Planetizen Federal Action Tracker with black and white image of U.S. Capitol with water ripple overlay.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

July 2, 2025 - Diana Ionescu

Aerial view of town of Wailuku in Maui, Hawaii with mountains in background against cloudy sunset sky.

Maui's Vacation Rental Debate Turns Ugly

Verbal attacks, misinformation campaigns and fistfights plague a high-stakes debate to convert thousands of vacation rentals into long-term housing.

July 1, 2025 - Honolulu Civil Beat

White and purple sign for Slow Street in San Francisco, California with people crossing crosswalk.

San Francisco Suspends Traffic Calming Amidst Record Deaths

Citing “a challenging fiscal landscape,” the city will cease the program on the heels of 42 traffic deaths, including 24 pedestrians.

July 1, 2025 - KQED

Google street view of red brick multi-story power plant building in Pittsburgh, PA.

Defunct Pittsburgh Power Plant to Become Residential Tower

A decommissioned steam heat plant will be redeveloped into almost 100 affordable housing units.

1 hour ago - Pittsburgh Post-Gazette

Cyclist on protected bike lane in middle of street in Washington D.C. with Washington Monument obelisk visible in background.

Trump Prompts Restructuring of Transportation Research Board in “Unprecedented Overreach”

The TRB has eliminated more than half of its committees including those focused on climate, equity, and cities.

2 hours ago - Streetsblog USA

Blue and silver Amtrak train at small station.

Amtrak Rolls Out New Orleans to Alabama “Mardi Gras” Train

The new service will operate morning and evening departures between Mobile and New Orleans.

July 3 - New Orleans City Business