Home Loans

Front of pale green manufactured home with carport and desert sunset in background.

HUD Announces New Loan Limits for Manufactured Housing

The new loan limits are expected to help more homebuyers access affordable housing options.

March 20, 2024 - U.S. Department of Housing and Urban Development

HOLC map from 1937

New Research Reexamines HOLC's Role in Redlining

New Deal agencies did engage in discriminatory lending practices–but not quite in the way we think.

September 28, 2021 - Governing

Houston Townhouse

Racial Bias Still Rampant in the Mortgage Industry

New research that controls for financial factors the industry said would explain disparities shows that race still plays a major role in loan decisions.

September 13, 2021 - The Markup

Wooden houses covered with snow

A New Standard for Equity Investments

Fifth Third Bank is investing $2.8 billion in its Accelerating Racial Equality, Equity and Inclusion initiative.

December 20, 2020 - Business Wire

Jacksonville, Florida

Racial Disparity in Home Lending Is Today's Redlining

According to a new report detailing discriminatory lending in Chicago, people in majority-white neighborhoods continue to receive more loans, and in greater amounts, than people in majority-Black and majority-Latino areas.

June 11, 2020 - WBEZ 91.5

Stockton Foreclosure

Foreclosures Near 20-Year Low

Some areas of the country are experiencing stress in the housing market, according to the new CoreLogic "Loan Performance Insights" report, but overall it's a long-time since homeowners have been so stable.

December 19, 2019 - The Dallas Morning News

Bank and Home Loans

Report Details Racial Discrimination Among Banks and Mortgage Lenders

Fifty years of the Fair Housing Act hasn't been enough to stop banks and mortgage lenders from discriminating against people of color. Some bad actors are worse than others, though the whole industry in the aggregate is hardly free from indictment.

February 16, 2018 - Reveal (The Center for Investigative Reporting)

Redlining Map

Housing Discrimination Explained by a Comic Strip

A comic strip succeeds in presenting the complex history of redlining and housing discrimination.

September 29, 2017 - The Nib

Housing Market Recovery Still Lagging for Minority Borrowers

The recovery from the housing crisis of the Great Recession has proven uneven in more ways than one. One not insignificant feature: less lending to minority homebuyers.

November 7, 2015 - Urban Institute

Small Town Art

Artists Breathe New Life Into Pennsylvania Town

Long suffering Rust Belt woes and lacking the name recognition of a Pittsburgh or Detroit, York opened its doors to another overlooked group: artists. The results so far are impressive.

April 29, 2015 - Belt Magazine

Housing Market Makes Full Recovery for Wealthy Americans

Dina ElBoghdady and Dan Keating report on the state of the real estate market as it concerns the wealthiest Americans—times are good if you are wealthy and looking to borrow money to buy a home.

November 10, 2014 - The Washington Post

Critiquing the Federal Housing Finance Agency's Policy on Loan Put-Backs

Laurie Goodman and Jun Zhu explain the complicated but critical controversy over the Federal Housing Finance Agency's (FHFA) recent policy for sunsets on loan put-backs. At stake: the ongoing constraints on lending in the United States.

October 14, 2014 - Housing Wire

Minority Groups Left Out of Housing Recovery

The same minority groups hit hardest by the housing bust are benefiting least during recovery.

March 17, 2014 - MetroTrends Blog

Home Loan Program Fueled Foreclosure Boom in Cleveland

In trying to turn people into homeowners, the city of Cleveland's participation in a federally-funded home loan program greatly exacerbated its foreclosure crisis.

December 15, 2009 - The Cleveland Plain Dealer

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