Home Loans
![Front of pale green manufactured home with carport and desert sunset in background.](/files/styles/small_400/public/images/AdobeStock_423107648.jpeg.webp?itok=AzV6ElDA)
HUD Announces New Loan Limits for Manufactured Housing
The new loan limits are expected to help more homebuyers access affordable housing options.
![HOLC map from 1937](/files/styles/small_400/public/images/redlining.jpg.webp?itok=vbbR9Iok)
New Research Reexamines HOLC's Role in Redlining
New Deal agencies did engage in discriminatory lending practices–but not quite in the way we think.
![Houston Townhouse](/files/styles/small_400/public/images/shutterstock_230236876.jpg.webp?itok=l753kXuV)
Racial Bias Still Rampant in the Mortgage Industry
New research that controls for financial factors the industry said would explain disparities shows that race still plays a major role in loan decisions.
![Wooden houses covered with snow](/files/styles/small_400/public/images/paul-johnston-onvHMCdlBJQ-unsplash.jpg.webp?itok=xKn5Ss7g)
A New Standard for Equity Investments
Fifth Third Bank is investing $2.8 billion in its Accelerating Racial Equality, Equity and Inclusion initiative.
![Jacksonville, Florida](/files/styles/small_400/public/images/shutterstock_504926287.jpg.webp?itok=ZiMeWqC3)
Racial Disparity in Home Lending Is Today's Redlining
According to a new report detailing discriminatory lending in Chicago, people in majority-white neighborhoods continue to receive more loans, and in greater amounts, than people in majority-Black and majority-Latino areas.
![Stockton Foreclosure](/files/styles/small_400/public/images/3462434183_f6ae7e3b9f_z.jpg.webp?itok=TFNWxnok)
Foreclosures Near 20-Year Low
Some areas of the country are experiencing stress in the housing market, according to the new CoreLogic "Loan Performance Insights" report, but overall it's a long-time since homeowners have been so stable.
![Bank and Home Loans](/files/styles/small_400/public/images/14752813298_47e0103433_z.jpg.webp?itok=nuG7HWPN)
Report Details Racial Discrimination Among Banks and Mortgage Lenders
Fifty years of the Fair Housing Act hasn't been enough to stop banks and mortgage lenders from discriminating against people of color. Some bad actors are worse than others, though the whole industry in the aggregate is hardly free from indictment.
![Redlining Map](/files/styles/small_400/public/images/Screen%20Shot%202017-06-20%20at%201.06.25%20PM.png.webp?itok=ggxGkylM)
Housing Discrimination Explained by a Comic Strip
A comic strip succeeds in presenting the complex history of redlining and housing discrimination.
Housing Market Recovery Still Lagging for Minority Borrowers
The recovery from the housing crisis of the Great Recession has proven uneven in more ways than one. One not insignificant feature: less lending to minority homebuyers.
![Small Town Art](/files/styles/small_400/public/images/small%20town%20art.jpg.webp?itok=mlmiuHrB)
Artists Breathe New Life Into Pennsylvania Town
Long suffering Rust Belt woes and lacking the name recognition of a Pittsburgh or Detroit, York opened its doors to another overlooked group: artists. The results so far are impressive.
Housing Market Makes Full Recovery for Wealthy Americans
Dina ElBoghdady and Dan Keating report on the state of the real estate market as it concerns the wealthiest Americans—times are good if you are wealthy and looking to borrow money to buy a home.
Critiquing the Federal Housing Finance Agency's Policy on Loan Put-Backs
Laurie Goodman and Jun Zhu explain the complicated but critical controversy over the Federal Housing Finance Agency's (FHFA) recent policy for sunsets on loan put-backs. At stake: the ongoing constraints on lending in the United States.
Minority Groups Left Out of Housing Recovery
The same minority groups hit hardest by the housing bust are benefiting least during recovery.
Home Loan Program Fueled Foreclosure Boom in Cleveland
In trying to turn people into homeowners, the city of Cleveland's participation in a federally-funded home loan program greatly exacerbated its foreclosure crisis.
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Planning for Universal Design
Learn the tools for implementing Universal Design in planning regulations.
Placer County
Skagit Transit
Berkeley County
Chaddick Institute at DePaul University
HUDs Office of Policy Development and Research
HUDs Office of Policy Development and Research
NYU Wagner Graduate School of Public Service
City of Cambridge, Maryland