Black Homeownership

Historic homes with intricate white trim on tree-lined street in Richmond, Virginia.

Richmond Program Promotes Black Homeownership

Economic Mobility and Black Homeownership Pilot identified barriers to homeownership and provides homebuyers with down payment assistance and counseling.

January 18, 2024 - Next City

White clapboard house with For Sale sign in front yard

The Racial Gap in Homeownership is Growing

Black families face bigger challenges when trying to buy homes, leading to a growing gap between Black and white homeownership.

March 9, 2023 - Madison 365

View of homes and Alameda, California skyline in background

Black Wealth Builders Fund Supports Black Homeownership

A Bay Area loan fund provides Black homebuyers with zero-interest loans to meet their down payments. But is it ‘reparations?’

December 27, 2022 - Next City

Victorian homes in Oakland, California

Closing the Homeownership Knowledge Gap

An Oakland program geared at Black homeowners wants to empower households to understand the opportunities in building and renting accessory dwelling units.

August 29, 2022 - Next City

Victorian Townhomes

Philadelphia Wants To Address Racial Bias in Home Appraisals

The city convened a task force to assess the state of appraisal bias and recommend ways to improve equity in real estate appraisal.

August 2, 2022 - WHYY

Aerial view of Milwaukee, Wisconsin skyline with large old homes in the foreground

Report: Milwaukee Racial Homeownership Gap Increasing

The inequality in the city’s housing market is growing at a rate surpassing other peer cities.

August 1, 2022 - Wisconsin Policy Forum

Line of vacant small storefronts with For Sale signs in Merrill, Oregon

The Racial Gap in Commercial Real Estate Ownership

Just three percent of Black households own commercial real estate, making it more difficult for Black entrepreneurs to establish businesses and build wealth.

July 20, 2022 - Bloomberg CityLab

New York City, New York

Black Housing Project Spotlights Black Homeownership

A new initiative highlights the stories of Black homeowners in New York City and the challenges that Black homebuyers continue to face across the country.

June 3, 2022 - Black Housing Project

Chicago, Illinois

Mechanisms for Improving Equity in the Housing Market

A new initiative seeks to support innovations that reduce inequalities in home valuations between Black and white neighborhoods.

April 29, 2022 - Brookings

A Black LIves Matter Protest, with a protestor holding up a sign that reads "Open Your Eyes: Systemic Racism Is Real"

Plan Would Add Thousands of New Black, Latino Homeowners in Milwaukee

A new plan to add 18,000 affordable housing units in Milwaukee is the latest in a string of efforts by the city to ensure housing affordability to all income levels and address the racial homeownership gap in the city.

September 10, 2021 - Milwaukee Journal-Sentinel

Coronavirus Social Distancing

Homeownership an Uphill Battle for Black New Yorkers

Black home buyers face an array of challenges when trying to buy homes, leading to a widening gap between Black and white homeowners.

September 2, 2021 - New York Times

Suburban Tract Homes

Report: 'Housing as a Commodity' Increases Residential Segregation

The growth of institutionalized housing has led to growing inequality between Black and white homeownership rates in the Twin Cities, new research shows.

July 12, 2021 - Minneapolis Post

A Black woman stands in front of a home holding an umbrella and smiling.

The Beginning of Housing Reparations

In a growing trend, both local and state governments are addressing the nation's huge racial wealth gap by working to reverse the legacy of discriminatory housing and lending policies.

June 30, 2021 - Joan Fitzgerald

Wheelchair accessible home

Rising Home Prices Most Pronounced in Communities of Color

U.S. home values appreciated sharply during the pandemic, particularly in communities of color, where prices rose by as much as 10.3%.

May 25, 2021 - Housing Perspectives

A Black woman stands in front of a home holding an umbrella and smiling.

The Numerous Obstacles—Past and Present—Facing Black Homeowners

Black Americans pay a higher price to be homeowners—and the number of those who can afford to pay that price is dropping quickly.

May 17, 2021 - NPR

Los Angeles in 1939, as determined by the  Home Owners’ Loan Corporation (HOLC).

What Is Redlining?

Redlining is the practice of restricting investment in areas deemed high-risk by banks. The term refers to the red color used to denote undesirable areas on maps used by lending institutions to determine loan eligibility.

March 1, 2021 - Diana Ionescu

Suburban Home

The Shifting Demographics of Homeownership

Hispanics are the only racial group projected to increase their rate of homeownership over the next two decades, according to a new analysis.

January 26, 2021 - Houston Chronicle

Social Justice

Black Homeownership Climbed in 2019

Black homeownership climbed in 2019, but still lags far behind homeownership rates for the entire country.

February 6, 2020 - Urban Institute

Housing Construction

Report: Low Housing Production Stymies Entry-Level Buyers

According to this report, the trends point to a "less diverse, older, higher-income" crop of homebuyers as low production locks out the young and many people of color.

January 8, 2020 - Curbed San Francisco

Charlottesville

Mapping Housing Discrimination in Charlottesville

Like many American cities, the site of white supremacist unrest in 2017 has a long history of residential discrimination by race. This mapping project seeks to uncover the roots of today's disparities.

December 30, 2019 - Next City

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