Rethinking the Factory Town to Meet America's Affordable Housing Needs

Is the return of the factory town the solution to jump-start new housing construction? Myron Curzan and Janet Lowenthal propose a plan for developing housing that caters specifically to workers stuck in between affordable and median housing.

1 minute read

August 8, 2012, 10:00 AM PDT

By Emily Williams


In an essay for Urban Land, Curzan and Lowenthal detail their plan for employer-sponsored housing projects, in partnership with local governments and Fannie Mae, that will house employees who fall above the local median income levels but are still unable to afford housing at the market-rate. Workers most likely to benefit from this type of housing projects would be firefighters, police officers, hospital workers, teachers and other non-profit workers.

Curzan and Lowenthal claim that the mismatch between employee earnings and housing market prices is resulting in increased turnover rates, a troublesome concern for local economies. They write, "there is no way for a nurse in San Jose making about $75,000 to afford the median-priced house costing $545,000, or for a university employee in New York City making $60,000 to afford a median-priced unit costing $375,000. Most foreclosed properties are also out of reach because they are too expensive, involve a long commute, require substantial repairs, or all of the above."

Cities in high demand of affordable for-sale units include Boston, D.C., and Seattle. The idea is compelling, but will these and other cities in need of this niche housing solution find it workable in their own communities?

Tuesday, July 31, 2012 in Urban Land

portrait of professional woman

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban Planner

Cover CM Credits, Earn Certificates, Push Your Career Forward

Aerial view of town of Wailuku in Maui, Hawaii with mountains in background against cloudy sunset sky.

Maui's Vacation Rental Debate Turns Ugly

Verbal attacks, misinformation campaigns and fistfights plague a high-stakes debate to convert thousands of vacation rentals into long-term housing.

July 1, 2025 - Honolulu Civil Beat

Logo for Planetizen Federal Action Tracker with black and white image of U.S. Capitol with water ripple overlay.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

July 2, 2025 - Diana Ionescu

White and purple sign for Slow Street in San Francisco, California with people crossing crosswalk.

San Francisco Suspends Traffic Calming Amidst Record Deaths

Citing “a challenging fiscal landscape,” the city will cease the program on the heels of 42 traffic deaths, including 24 pedestrians.

July 1, 2025 - KQED

Google street view of red brick multi-story power plant building in Pittsburgh, PA.

Defunct Pittsburgh Power Plant to Become Residential Tower

A decommissioned steam heat plant will be redeveloped into almost 100 affordable housing units.

July 4 - Pittsburgh Post-Gazette

Cyclist on protected bike lane in middle of street in Washington D.C. with Washington Monument obelisk visible in background.

Trump Prompts Restructuring of Transportation Research Board in “Unprecedented Overreach”

The TRB has eliminated more than half of its committees including those focused on climate, equity, and cities.

July 4 - Streetsblog USA

Blue and silver Amtrak train at small station.

Amtrak Rolls Out New Orleans to Alabama “Mardi Gras” Train

The new service will operate morning and evening departures between Mobile and New Orleans.

July 3 - New Orleans City Business