As Trump Phases Out FEMA, Is It Time to Flee the Floodplains?

With less federal funding available for disaster relief efforts, the need to relocate at-risk communities is more urgent than ever.

1 minute read

June 16, 2025, 9:01 AM PDT

By Diana Ionescu @aworkoffiction


Two small wooden one-story homes in Florida with floodwaters at their doors.

Flooded homes in Florida after Hurricane Ida in 2021. | ATexanLife / Adobe Stock

As federal agencies like FEMA, which the President has expressed a desire to dismantle, pull back on disaster assistance and other federal funding, the need for managed retreat from areas at high risk of flooding is becoming more urgent.

As Ella Hanson explains in an opinion piece in Governing, “States and localities will never be able to fill the void left by the federal government. But as governors, mayors and county leaders make difficult decisions about how to allocate their limited resources, there is an underutilized strategy that can significantly reduce the cost of future disasters: relocating residents from floodplains through voluntary buyouts.”

According to Hudson, managed retreat, not a common tactic in the United States, could “prevent the most devastating consequences of the disasters that inevitably lie ahead.” Until now, the federal government funded buyouts after disasters which have been “extremely effective” but “slow to deploy and limited in scale.”

Pointing to examples from New Jersey, North Carolina, and Texas, Hudson notes that states and cities can act faster than federal agencies to process buyouts and help residents relocate. Because convincing people to relocate requires a lot of information and trust, “Permanent buyout programs with full-time case managers are uniquely positioned to form relationships with homeowners, raise awareness about flood risk and help communities reimagine the use of newly acquired public land.”

Thursday, June 12, 2025 in Governing

Young Professional

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban and Environmental Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban and Environmental Planner

Get top-rated, practical training for planners

"Planetizen federal action tracker" logo superimposed over black and white image of US Capitol dome.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

October 28, 2026 - Zachary Whalen

A car drives through a puddle, making a large splash. Rain pours down.

California plans to bury El Niño’s downpour

If the state plays its cards right, it may be able to store a billion acre-feet of El Niño’s water in aquifers.

October 28, 2026 - Grist

A pencil rendering of Foundry Park, which shows skyscrapers and public green spaces.

Chicago breaks ground on $3 billion megadevelopment

The new neighborhood, titled Foundry Park, will one day host 3,700 residences.

October 23, 2026 - Chicago Sun Times

A swamp in South Carolina with tall pale trees and Spanish moss in the water.

Satanic Place Names

From streams and lakes to valleys and canyons, I mapped more than 1,000 places named after the Devil.

7 hours ago - The Daily Yonder

A rendering of a high speed rain station in California, with wide platforms and a sleep train with yellow highlights.

California High-Speed Rail Authority CEO resigns after $600,000 scandal

Under Ian Choudri, the authority used taxpayer dollars to fund first class flights and trips to nightclubs.

October 30 - Cal Matters

 A bridge stretches across the Missouri River at Chamberlain, South Dakota.

Want to study the Missouri River? Soon, you may need unanimous approval from 10 states

Legislation would require 10 governors’ permission to study or build projects moving water outside the basin.

October 30 - South Dakota Searchlight