As Trump Phases Out FEMA, Is It Time to Flee the Floodplains?

With less federal funding available for disaster relief efforts, the need to relocate at-risk communities is more urgent than ever.

1 minute read

June 16, 2025, 9:01 AM PDT

By Diana Ionescu @aworkoffiction


Two small wooden one-story homes in Florida with floodwaters at their doors.

Flooded homes in Florida after Hurricane Ida in 2021. | ATexanLife / Adobe Stock

As federal agencies like FEMA, which the President has expressed a desire to dismantle, pull back on disaster assistance and other federal funding, the need for managed retreat from areas at high risk of flooding is becoming more urgent.

As Ella Hanson explains in an opinion piece in Governing, “States and localities will never be able to fill the void left by the federal government. But as governors, mayors and county leaders make difficult decisions about how to allocate their limited resources, there is an underutilized strategy that can significantly reduce the cost of future disasters: relocating residents from floodplains through voluntary buyouts.”

According to Hudson, managed retreat, not a common tactic in the United States, could “prevent the most devastating consequences of the disasters that inevitably lie ahead.” Until now, the federal government funded buyouts after disasters which have been “extremely effective” but “slow to deploy and limited in scale.”

Pointing to examples from New Jersey, North Carolina, and Texas, Hudson notes that states and cities can act faster than federal agencies to process buyouts and help residents relocate. Because convincing people to relocate requires a lot of information and trust, “Permanent buyout programs with full-time case managers are uniquely positioned to form relationships with homeowners, raise awareness about flood risk and help communities reimagine the use of newly acquired public land.”

Thursday, June 12, 2025 in Governing

portrait of professional woman

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban Planner

Cover CM Credits, Earn Certificates, Push Your Career Forward

Logo for Planetizen Federal Action Tracker with black and white image of U.S. Capitol with water ripple overlay.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

July 9, 2025 - Diana Ionescu

Green vintage Chicago streetcar from the 1940s parked at the Illinois Railroad Museum in 1988.

Chicago’s Ghost Rails

Just beneath the surface of the modern city lie the remnants of its expansive early 20th-century streetcar system.

July 13, 2025 - WTTV

Aerial view of downtown San Antonio, Texas at night with rotating Tower of the Americas in foreground.

San Antonio and Austin are Fusing Into one Massive Megaregion

The region spanning the two central Texas cities is growing fast, posing challenges for local infrastructure and water supplies.

July 3, 2025 - Governing

Worker painting metal roof white.

New Atlanta Law Requires ‘Cool Roofs’

Painting roofs with reflective coatings can significantly reduce indoor temperatures and improve energy efficiency, sometimes at a lower cost than traditional roof treatments.

15 minutes ago - Next City

Blurred crowd on New York City subway escalator.

MTA Poised to Break Ridership, On-Time Service Records

New York City’s transit system saw strong increases in ridership and improvements in service quality in the first half of 2025.

1 hour ago - 6sqft

Bend, Oregon

Bend, Oregon Zoning Reforms Prioritize Small-Scale Housing

The city altered its zoning code to allow multi-family housing and eliminated parking mandates citywide.

July 14 - Strong Towns