House Hunting? Run the Numbers Before Running to the ‘Burbs

As housing (un)affordability continues to plague Canada’s big cities, some would-be city dwellers are looking to the suburbs to meet the budget. Using a hypothetical Toronto couple as its basis, number-crunching suggests little long-term savings.

1 minute read

October 11, 2013, 6:00 AM PDT

By Kasper_O_Koblauch


“There’s no refuge in the suburbs from Canada’s housing affordability problem,” writes Rob Carrick.

“You can buy a house for less money in the suburbs than you can in a big city,” he continues, “but the cost of commuting may kill almost all your savings."

"No question, you’ll find house prices are cheaper outside big cities. Toronto Real Estate Board numbers suggest a spread of almost $250,000 between city homes and those in the neighbouring suburbs. But as shown in a spreadsheet created by [David Hughes with the Mortgage Group Ontario Inc.], suburban living loses its cost advantage if you have two adults commuting by car each day. Add the effect of stress and time spent in gridlock, and suburbia looks even more costly."

Tuesday, October 8, 2013 in The Globe and Mail (Toronto)

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