Texas' strict banking regulation may be partially responsible for its economic health.
Many planning commentators have suggested that Texas' relatively lax land-use planning system has protected the state from the foreclosure epidemic.
But another cause may be Texas' strict banking regulation: Texas restricts home equity loans to a greater extent than most states. In Texas, "the total amount of debt on a home cannot exceed 80 percent of its appraised value, and any proceeds cannot be used to pay off other debts."
Thanks to Michael Lewyn
Indiana Once Again Considering Ban on Dedicated Transit Lanes
The proposed legislation would impact the construction of planned IndyGo Blue Line, the third phase of the city’s bus rapid transit system.
4 Ways to Use AI in Urban Planning and City Design
With the ability to predict trends, engage citizens, enhance resource allocation, and guide decision-making, artificial intelligence has the potential to serve as planners’ very own multi-tool.
LA’s ‘Spongy’ Infrastructure Captured Almost 9 Billion Gallons of Water
The city is turning away from stormwater management practices that shuttle water to the ocean, building infrastructure that collects and directs it underground instead.
Hawai’i Transportation Projects Receive Federal Grants
State officials say they need around $15 billion to mitigate the impacts of rising seas.
Feds Announce Over $3 Billion in Homelessness Assistance Funding
The Continuum of Care grants are directed to programs that provide supportive services and boost housing stability.
AI’s Growing Threat to Climate Justice
Emerging technologies like AI have great promise for climate innovation, but also a hidden environmental footprint could lead to disproportionate harm to low-income and marginalized communities.
City of Grand Forks, North Dakota
HUD's Office of Policy Development and Research
Harvard GSD Executive Education
City of Laramie, Wyoming
Colorado Department of Local Affairs
Lassen County Planning and Building Services
This six-course series explores essential urban design concepts using open source software and equips planners with the tools they need to participate fully in the urban design process.