The Federal Housing Administration said today that its reserves are dwindling because of risky loans they insured and the drop in home prices.
"The results of the F.H.A.'s annual audit showed the agency's capital reserves to be 0.53 percent, far under the 2 percent minimum mandated by Congress. A year ago, the capital reserves were 3 percent.
'They're running on empty,' a consultant, Ann Schnare, said. 'It all depends how long it takes housing to recover.'
Other critics were less sure that the agency's coffers would not need replenishing."
FULL STORY: Housing Agency Says Cash Reserves Are Down Sharply
The Natalist Case For Sprawl (And Why It Fails)
Some commentators defend anti-urban government policies such as exclusionary zoning on the basis that homeowning suburbanites have high birth rates. But this doesn't seem to be true in recent decades.
Louisville Launches ‘Anti-Displacement Tool’
After a years-long, tenant-led effort, Louisville will use a new tool to analyze whether a proposed housing development can meet a neighborhood’s housing needs and income levels. If it doesn’t, the city won’t subsidize it.
America’s Housing Crisis: Lessons Ignored and Challenges Ahead
A recent study reveals how decades of policy missteps, demographic shifts, and economic forces fueled America’s housing crisis, leaving millions — especially millennials — struggling amid rising demand, racial disparities, and climate-driven emergencies.
Trump Administration Could Effectively End Housing Voucher Program
Federal officials are eyeing major cuts to the Section 8 program that helps millions of low-income households pay rent.
Planetizen Federal Action Tracker
A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.
Ken Jennings Launches Transit Web Series
The Jeopardy champ wants you to ride public transit.
California Invests Additional $5M in Electric School Buses
The state wants to electrify all of its school bus fleets by 2035.
Austin Launches $2M Homelessness Prevention Fund
A new grant program from the city’s Homeless Strategy Office will fund rental assistance and supportive services.
Alabama School Forestry Initiative Brings Trees to Schoolyards
Trees can improve physical and mental health for students and commnity members.
Urban Design for Planners 1: Software Tools
This six-course series explores essential urban design concepts using open source software and equips planners with the tools they need to participate fully in the urban design process.
Planning for Universal Design
Learn the tools for implementing Universal Design in planning regulations.
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Clanton & Associates, Inc.
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Harvard GSD Executive Education
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