The Federal Housing Administration said today that its reserves are dwindling because of risky loans they insured and the drop in home prices.
"The results of the F.H.A.'s annual audit showed the agency's capital reserves to be 0.53 percent, far under the 2 percent minimum mandated by Congress. A year ago, the capital reserves were 3 percent.
'They're running on empty,' a consultant, Ann Schnare, said. 'It all depends how long it takes housing to recover.'
Other critics were less sure that the agency's coffers would not need replenishing."
FULL STORY: Housing Agency Says Cash Reserves Are Down Sharply
The Natalist Case For Sprawl (And Why It Fails)
Some commentators defend anti-urban government policies such as exclusionary zoning on the basis that homeowning suburbanites have high birth rates. But this doesn't seem to be true in recent decades.
Louisville Launches ‘Anti-Displacement Tool’
After a years-long, tenant-led effort, Louisville will use a new tool to analyze whether a proposed housing development can meet a neighborhood’s housing needs and income levels. If it doesn’t, the city won’t subsidize it.
America’s Housing Crisis: Lessons Ignored and Challenges Ahead
A recent study reveals how decades of policy missteps, demographic shifts, and economic forces fueled America’s housing crisis, leaving millions — especially millennials — struggling amid rising demand, racial disparities, and climate-driven emergencies.
Planetizen Federal Action Tracker
A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.
Canada vs. Kamala: Whose Liberal Housing Platform Comes Out on Top?
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The Five Most-Changed American Cities
A ranking of population change, home values, and jobs highlights the nation’s most dynamic and most stagnant regions.
‘Quality Work, Fast’: NC Gears up for Homebuilding After Helene, Trying to Avoid Past Pitfalls
The state will field bids to demolish, repair and rebuild homes in the mountains. After struggles in eastern NC, officials aim to chart a different course.
Washington State’s Parking Reform Law Could Unlock ‘Countless’ Acres for New Housing
A law that limits how much parking cities can require for residential amd commercial developments could lead to a construction boom.
Wildlife Rebounds After the Eaton Fire
Following the devastation of the Eaton Fire, the return of wildlife and the regrowth of native plants are offering powerful signs of resilience and renewal.
Urban Design for Planners 1: Software Tools
This six-course series explores essential urban design concepts using open source software and equips planners with the tools they need to participate fully in the urban design process.
Planning for Universal Design
Learn the tools for implementing Universal Design in planning regulations.
Central Transportation Planning Staff/Boston Region MPO
Heyer Gruel & Associates PA
Institute for Housing and Urban Development Studies (IHS)
City of Grandview
Harvard GSD Executive Education
Regional Transportation Commission of Southern Nevada
Toledo-Lucas County Plan Commissions