Taking What They Can When They Can

"Marking up interest rates on vehicle loans -- while legal and common -- is emerging as a controversial practice that costs unsuspecting consumers up to $1 billion a year. Consumer advocates say markups are at best deceptive and at worst discriminatory. At least a dozen potential class-action lawsuits allege that some dealers, in cooperation with lenders, routinely boost loan rates higher for blacks and Hispanics than other customers."

Thanks to Richard Layman