House Bill Would Incentivize Housing Near Transit

The Build HUBS Act intends to make federal funding for TOD more available and streamline permitting for transit-adjacent housing.

1 minute read

February 5, 2026, 9:00 AM PST

By Diana Ionescu @aworkoffiction


Brightline train driving out from station with tall apartment building in background.

Transit lines like Florida's Brightline often spur housing development near their stations. | Jillian Cain Photography / Shutterstock

The proposed Build Housing, Unlock Benefits and Services Act, co-sponsored by bipartisan Senators, would prioritize transit-oriented development and make it easier for HUD to support TOD projects, particularly those aimed at low- and middle-income households. 

As Julie Strupp explains in Smart Cities Dive, “The bill proposes changes to improve the usability of key infrastructure loan programs that enable HUD and the Department of Transportation to collaborate and prioritize transit-oriented development projects.”

Although the 2021 Infrastructure Investment and Jobs Act amended the Transportation Infrastructure Finance and Innovation Act and the Railroad Rehabilitation and Improvement Financing program to include certain TOD projects, “unforeseen gaps” in authorizations mean projects have not been able to reach their full potential. 

The Build HUBS Act would remedy some of the issues by extending TIFIA and RRIF through 2031, clarify the definition of TOD, implement a delegated lending model for TOD projects, and other changes. “The legislation is led in the House of Representatives by Rep. Laura Friedman (D-Calif.) and Rep. Mike Lawler (R-N.Y.). It has been referred to the House Transportation and Infrastructure Committee.”

Wednesday, February 4, 2026 in Smart Cities Dive

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