The Brookings Institution reports on how changes in the financial services industry affect small business lending in urban areas.
The financial services industry continues to undergo substantial changes in structure and practice. Bank mergers, the convergence of bank and non-bank activity, the use of credit scoring, and the increasing geographic scale of small business lending markets are all likely to have significant impacts on credit delivery to small businesses. This paper assesses the extent to which the evolving structure of the small business finance system affects both the nature and availability of capital in inner cities and modest income suburbs.
Thanks to Kimberly Gibson
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Planetizen Federal Action Tracker
A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.
California plans to bury El Niño’s downpour
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Desperate measures: Advocates weigh draining Lake Powell to fill Colorado River
Draining the reservoir could reduce evaporation losses by a couple hundred thousand acre-feet.
Mamdani’s pied-à-terre tax survives legal challenge
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Eastern Nebraska is running out of electricity
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Seattle passes record-breaking transit services expansion
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FREE Course: Walkable City 1: Why Walkability?
After describing his path towards focusing on walkability as the essence of good planning, Jeff Speck marches through his five principal reasons for making more walkable places.
Reinventing Malls: Planning Alchemy—Turning Gray Fields Into Gold
The course focuses on the opportunities and imperatives that shape reinvention of mall sites.
City of Rosemead
Rutgers University, Edward J. Bloustein School of Planning and Public Policy
One Hundred Miles
University of Michigan School for Environment and Sustainability (SEAS)
Hunter College, City University of New York (CUNY)
The Architects Foundation
City of Cambridge
Montrose County
The Pocatello Development Authority