Do Government-Sponsored Enterprise Efforts Work?

Institutional relationships can bolster the government-sponsored enterprise efforts to serve minority and low-income populations.

1 minute read

August 11, 2001, 7:00 AM PDT

By Chris Steins @planetizen


This article examines differences in the number and percent of government-sponsored enterprise (GSE) purchases of single-family loans made to minorities and low- and moderate-income borrowers in metropolitan statistical areas (MSAs) across the country. The objective of the research was to determine whether differences in the extent of institutional relationships among the GSEs, lending institutions, Government agencies, and nonprofit community-based organizations explain differences across MSAs in the GSEs' purchases of loans made to traditionally underserved populations.

Thanks to Chris Steins

Friday, August 10, 2001 in Cityscape

portrait of professional woman

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban Planner

Cover CM Credits, Earn Certificates, Push Your Career Forward

Logo for Planetizen Federal Action Tracker with black and white image of U.S. Capitol with water ripple overlay.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

June 25, 2025 - Diana Ionescu

Two people walking away from camera through pedestrian plaza in street in Richmond, Virginia with purple and white city bus moving in background.

Vehicle-related Deaths Drop 29% in Richmond, VA

The seventh year of the city's Vision Zero strategy also cut the number of people killed in alcohol-related crashes by half.

June 17, 2025 - WRIC

Two small wooden one-story homes in Florida with floodwaters at their doors.

As Trump Phases Out FEMA, Is It Time to Flee the Floodplains?

With less federal funding available for disaster relief efforts, the need to relocate at-risk communities is more urgent than ever.

June 16, 2025 - Governing

Blue, white, and red Metra commuter train with Chicago buildigns in background.

Opinion: Illinois Transit Bill Could Revolutionize Intercity Travel

A bill passed by the state’s General Assembly would create a permanent source of dedicated funding for intercity rail.

30 minutes ago - Streetsblog Chicago

Sign for Mt. Hood National Forest sign on roadside.

US Forest Service Could Open Millions of Roadless Acres to Logging

The USDA indicated it plans to repeal the ‘Roadless Rule,’ a Clinton-era regulation that prevents new road-building in undeveloped federal forest areas.

1 hour ago - Bloomberg Law

Close-up of green and white sign for 1 hour EV charging station outdoors with tall palm trees in background against blue sky.

Judge Reverses Federal Funding Freeze for EV Infrastructure

A federal judge ordered the Trump administration to release funding for the National Electric Vehicle Infrastructure Program, a $5 billion program aimed at improving charging infrastructure.

June 25 - News From the States

Urban Design for Planners 1: Software Tools

This six-course series explores essential urban design concepts using open source software and equips planners with the tools they need to participate fully in the urban design process.

Planning for Universal Design

Learn the tools for implementing Universal Design in planning regulations.