California Caps HOA Fines at $100

Lawmakers say the new rule is a win for fairness and affordability for the 65% of the state’s homeowners governed by homeowners associations

1 minute read

October 20, 2025, 6:00 AM PDT

By Christine McLaren


Homeowners in California no longer have to fear exorbitant fines thanks to a new law that caps fines for violations of homeowner association (HOA) rules at $100. As Cal Matters reports, the rule, which took effect in July, will tackle extreme cases of unfair, egregious, and retaliatory fines. 

“I have seen the worst of the worst and HOAs fine thousands of dollars and foreclose on those homes,” Edward Susolik, CEO and president of Callahan & Blaine, who represents both homeowners and HOAs told Cal Matters. “Generally speaking, that seems reasonable to bring that down because that is one of the biggest issues living in California, because HOAs have very broad powers to enforce their rules.”

In California, more than 50,000 HOAs govern around 65% of the state’s homeowners, and nearly 70% of all new single family homes built in 2024 are governed by HOAs. They also charge some of the steepest monthly fees in the nation. 

The new fine cap contains an exception for rules that affect public health or safety.

Thursday, October 2, 2025 in Cal Matters

Young Professional

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban and Environmental Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban and Environmental Planner

Get top-rated, practical training for planners

"Planetizen federal action tracker" logo superimposed over black and white image of US Capitol dome.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

September 16, 2026 - Zachary Whalen

Overlapping highways

The state-sanctioned urbicide of Austin

People don’t kill cities. Freeways do.

September 8, 2026 - Benjamin Schneider

The Hoover Dam blocking the Colorado River. The river's water level is noticeably low. The cliffs surrounding the blue water are brown and jagged.

US to reduce Colorado River water deliveries to Mexico

A new Colorado Treaty amendment reduces Mexico’s Colorado River water allocation by 250,000 acre feet.

September 11, 2026 - The Arizona Republic

A cluster of wind turbines beneath a stormy sky, above a forest where the leaves are beginning to change colors.

5 New England states march closer to 800 megawatt wind energy project

Securing federal approval for the project may be complicated under the Trump administration, which has historically been hostile towards domestic wind power.

6 hours ago - Inside Climate News

People boarding a bus on Maryland's Orange Route.

Baltimore to break ground on $50 million Transit Priority Project

The project will bring faster bus trips, safer streets and better bike connections to Baltimore.

7 hours ago - Mass Transit

A brick building with a circular sign with the Airbnb logo hanging off of it.

Airbnb launches $250 million 'last-dollar financing' housing accelerator, makes first investment in Austin

The company will put $6.4 million towards affordable housing development in Texas’ capital.

September 16 - Smart Cities Dive

FREE Course: Walkable City 1: Why Walkability?

After describing his path towards focusing on walkability as the essence of good planning, Jeff Speck marches through his five principal reasons for making more walkable places.

Reinventing Malls: Planning Alchemy—Turning Gray Fields Into Gold

The course focuses on the opportunities and imperatives that shape reinvention of mall sites.