Report: Housing Affordability a Problem in Almost All U.S. Counties

The ‘housing wage’ needed to afford housing in most communities is well above minimum wage.

1 minute read

June 21, 2023, 7:00 AM PDT

By Diana Ionescu @aworkoffiction


Close-up of calendar on day 1 of month with "Pay Rent" written in red marker

Andrey_Popov / "Rent due"

“Nearly half of all workers in the U.S. are not making enough to comfortably afford a one-bedroom apartment, according to a new report.” Writing in Route Fifty, Molly Bolan outlines the report’s findings, which indicate that housing affordability is an urgent problem in almost every U.S. community.

On average, a person working full time needs to make $23.67 an hour to afford a one-bedroom apartment or $28.58 an hour for a two-bedroom apartment, according to the National Low Income Housing Coalition’s annual Out of Reach report.

A full-time minimum wage worker can only afford a market-rate one-bedroom apartment in seven U.S. counties—all located in states with higher-than-federal minimum wage. Bolan adds that “The gap between income and housing costs is especially large for renters of color. The study found that nationally the median wage for a full-time white worker is enough to cover the costs of a one-bedroom apartment, but the same can’t be said for Black and Latino workers.”

Bolan notes that the report comes on the heels of a congressional budget deal that is widely expected to lead to reductions in funding for housing programs.

Thursday, June 15, 2023 in Route Fifty

Young Professional

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching. Mary G., Urban and Environmental Planner

I love the variety of courses, many practical, and all richly illustrated. They have inspired many ideas that I've applied in practice, and in my own teaching.

Mary G., Urban and Environmental Planner

Get top-rated, practical training for planners

"Planetizen federal action tracker" logo superimposed over black and white image of US Capitol dome.

Planetizen Federal Action Tracker

A weekly monitor of how Trump’s orders and actions are impacting planners and planning in America.

2 hours ago - Zachary Whalen

Overlapping highways

The state-sanctioned urbicide of Austin

People don’t kill cities. Freeways do.

September 8, 2026 - Benjamin Schneider

The Hoover Dam blocking the Colorado River. The river's water level is noticeably low. The cliffs surrounding the blue water are brown and jagged.

US to reduce Colorado River water deliveries to Mexico

A new Colorado Treaty amendment reduces Mexico’s Colorado River water allocation by 250,000 acre feet.

September 11, 2026 - The Arizona Republic

A brick building with a circular sign with the Airbnb logo hanging off of it.

Airbnb launches $250 million 'last-dollar financing' housing accelerator, makes first investment in Austin

The company will put $6.4 million towards affordable housing development in Texas’ capital.

31 minutes ago - Smart Cities Dive

One side of the image shows a Chicago bus stop without a bench, the second image shows the bus stop with a yellow and blue bench.

Guerilla urbanists are building DIY bus stop benches in Chicago

A before-and-after of one of the bus stops with a new bench. The new benches are not officially sanctioned or permitted, but the residents who placed them hope they will be the start of a network of DIY benches across the city.

1 hour ago - Block Club Chicago

NYC Mayor Zohran Mandami speaks behind a blue podium.

Mamdani overhauls NYC's Vision Zero plan with 100 new policy goals

The overhaul aims to reduce traffic deaths and make streets safer for pedestrians, cyclists and drivers through lower speed limits, new safety infrastructure and more.

2 hours ago - ABC 7 Eyewitness News

FREE Course: Walkable City 1: Why Walkability?

After describing his path towards focusing on walkability as the essence of good planning, Jeff Speck marches through his five principal reasons for making more walkable places.

Reinventing Malls: Planning Alchemy—Turning Gray Fields Into Gold

The course focuses on the opportunities and imperatives that shape reinvention of mall sites.