Lasting Affordability Is the Path to Resilience

These six housing investment strategies will incorporate lasting affordability, racial equity, and resilience into COVID-19 recovery plans.

2 minute read

August 19, 2020, 6:00 AM PDT

By Shelterforce


Affordable Housing

David Joseph Photography / Flickr

During the past few months, local governments have—by necessity—focused on urgent COVID-19 housing responses including eviction moratoriums and emergency rental assistance. Attention must now turn to longer-term COVID recovery strategies. Housing with lasting affordability should be an indispensable feature of any local COVID recovery plan, especially for municipalities that strive for racial equity and resilience. A few municipalities, like Baltimore, are heading proactively in this direction by investing in lasting affordability. It’s time the rest of us do the same.

Lasting affordability is achieved through legal restrictions on land or property that guarantee affordable rents and home prices for low- and moderate-income households for at least 40 years. The term “lasting affordability” also carries an implicit intention for—and mechanisms to support—affordable rents and home prices in perpetuity. Lasting, perpetual, or permanent affordability can be implemented in both rental and ownership housing in any state, although legal guidelines and restrictions slightly vary. Models to achieve this include shared-equity homeownership, community land trusts (CLTs), inclusionary housing policies, limited-equity cooperatives, and deed-restricted housing programs.

Building homes with lasting affordability and converting existing buildings to perpetual affordability must happen incrementally. Housing is one of several urgent public investments facing cash-strapped government agencies. Furthermore, increasing national racial equity and resilience requires an intersectional, cross-sectoral, coordinated approach of which housing is only one piece. That said, too often long-term policy solutions are deprioritized and we focus on those that solve immediate problems, treat a symptom, or earn a vote. Grounded Solutions put forward the following recommendations for new housing investment strategies that will incorporate lasting affordability, racial equity, and resilience into COVID-19 recovery plans.

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