What Happened to ‘Renter’s Choice’ Legislation?

Years ago, officials in dozens of cities and states showed interest in passing legislation that required landlords to accept alternatives to the traditional lump-sum security deposit. Today, much of that momentum has diminished.

1 minute read

December 25, 2025, 7:00 AM PST

By Shelterforce


Young woman holding up "RENT ROLL BACK" sign in public meeting.

Meir Chaimowitz / Shutterstock

“Renter’s Choice” legislation gained national attention in the early 2020s as a potential solution to rising security deposits, but most of that momentum has stalled.

Shelterforce revisits the issue, revealing why interest waned. For example, many proposals relied on surety bond products marketed as “renter’s insurance” that ultimately created financial risks for tenants. The piece offers a clear policy update on where the movement stands today and what alternatives local governments are now pursuing.

Instead, cities like Columbus, Baltimore, and Philadelphia have chosen different strategies to high upfront moving costs — installment plans, grants, and limits on high deposits.

Friday, December 19, 2025 in Shelterforce Magazine

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