"A health clinic in the San Francisco Bay Area. A transit-oriented development in Denver. A mixed-use plan in a run-down neighborhood in Dallas. When it comes to how these places and a handful of others view and leverage the Community Reinvestment Act (CRA), they are breaking through old barriers," writes Jonathan Walters.
The article goes on to describe how thinking holistically about investments and implementing better processes of community engagement are overcoming the "conspiracy of caution" that has resulted in consistent underachieving by banks and regulators in implementing the possibilities of the CRA.