Residents Upset About New FEMA Flood Maps

Flood maps redrawn by the Federal Emergency Management Agency are causing thousands of Southern California residents to buy mandatory flood insurance, even though they say flooding is rare and barely an issue.

"The federal government has informed property owners in more than 150 cities and unincorporated areas in Los Angeles, Orange, Ventura, Riverside and San Bernardino counties about the new requirement. Most live near rivers and creeks, below dams or in low- lying areas that are at greater risk of flooding than previously believed, according to maps developed by the Federal Emergency Management Agency.

Premiums range from $500 to more than $1,700 a year. Insurance is mandatory for anyone with a federally backed mortgage, and lenders will typically buy policies, sometimes at a higher cost, for property owners who fail to do so on their own. Fannie Mae and Freddie Mac own or guarantee more than half of all U.S. mortgages."

FEMA has been redrawing flood maps all over the country since 2003 in an effort to identify areas prone to risk during a 100-year storm event. Some Southern Californians affected by the new maps are planning to challenge the Agency's redrawing.

Full Story: Homeowners forced to buy flood insurance after FEMA redraws maps



FEMA Flood Zone Maps

I'm from the Seattle, WA area and it seems like every month, another county is getting a map revision. FEMA has ramped up the Map Revision process so this scenario is being played out over and over across the country. Anyone with concerns or doubts about their flood zone status should probably just pay the $10 and get a flood zone determination.

The only place I could find that does them for "individuals" (as opposed to lenders and insurers) is:

It says they're the only ones who provide this info to homeowners in the required FEMA format; and it looks like they also do flood insurance disputes (link below):

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