Flood Insurance

White gazebo with blue roof next to beach in Sea Isle City, New Jersey.

New Jersey Beach Town Gains State’s Highest Flood Management Rating

Sea Isle City, where homeowners once feared they would be unable to buy insurance due to poor flood management practices, is now leading the state in flood control planning.

March 13, 2024 - Smart Cities Dive

Aerial view of beach homes in Galveston, Texas

Looking for a Beach House? Check Your Risk First.

A new report from the insurance industry names the historic town of Galveston, Texas as the riskiest place to buy a beach house in the United States.

June 26, 2023 - Houston Chronicle

Flooded park agains the downtown Houston skyline

Houston-Area Flood Insurance Costs Eat Into Region's Affordability

A reorganization of FEMA’s flood insurance program will mean increases in insurance costs for coastal homeowners.

June 14, 2023 - Urban Edge

Sandbags in a flood with flooded buildings in background

U.S. Houses Facing Increased Flood Risk Overvalued by as Much as $237 Billion, Study Says

Housing markets are failing to price in climate risks in their assessment of housing values, according to a recent study published by Nature.

March 3, 2023 - Nature

Tidal flooding at Brickell Bay Drive and 12 Street, Downtown Miami

Florida Home Insurance Prices Increasingly a Burden for Residents

Climate change is coming for the state of Florida, and it’s already showing up in the insurance market.

December 29, 2022 - Miami Herald

Floodwaters and damaged road in Yellowstone National Park

How the Yellowstone Floods Laid Bare a Housing Crisis

This year’s historic floods ravaged communities already roiled by spiking housing costs and a shortage of available workforce housing near the nation’s oldest national park.

September 23, 2022 - High Country News

Flooding

Flood Victims Call for Insurance Overhaul, More Federal Protections

A coalition of residents from flood-prone areas is urging the federal government to improve FEMA's beleaguered flood insurance program and do more to prevent construction on floodplains.

January 16, 2022 - Grist

Mexico City, Florida

FEMA Flood Insurance Updates Reflect Actual Risk to Each Home

Changes to how FEMA calculates flood risk will assess risk at a home-by-home level, rather than estimating the same risk to all homes in the same floodplain.

October 13, 2021 - Grist

Harvey Floods Houston

NPR: HUD Sells Flood-Prone Homes Without Disclosing Risks

The troubling trend is particularly pronounced in lower-income communities, where experts worry households are being inadvertently set up for big financial losses.

September 28, 2021 - NPR

Harvey Floods Houston

The Racial Inequity of Disaster Recovery

Disaster recovery in the Houston area has been inconsistent, with low-income residents of color continuing to struggle to put their lives and communities back together.

August 27, 2020 - Urban Edge

Chicago Extreme Weather

New Study Reveals Massive, Unaccounted Flood Risk

The Federal Emergency Management Agency undercounts the humber of homes at substantial risk of flooding by some 70 percent, according to a report released this week.

June 30, 2020 - The Washington Post

Clear-Sky Flood

Where Cities Flout Flood Protection Rules, the Public Still Subsidizes Insurance

An investigation by the New York Times reveals the ongoing neglect of flood considerations in developing parts of the United States—practice that comes with large costs to the taxpaying public.

April 28, 2020 - The New York Times

Cedar Rapids Floods

Coastal States Are Building in Flood Zones Faster Than Anywhere Else

Here's a trillion dollar real estate market on the coasts of the United States—and it's building itself into rising levels of risk.

August 5, 2019 - The New York Times

North Carolina Flooding

Looking Beyond FEMA Flood Maps, Cities Raise the Bar for Buildings in Floodplains

Cities across the country are developing floodplain construction standards that are more stringent than those required by FEMA.

April 2, 2019 - Inside Climate News

Erskine Fire

In California, Policies Spur Rebuilding in the Wildland-Urban Interface

After the worst wildfire season ever, changes to local land use and state insurance rules essentially ensure that the same thing will happen again.

March 9, 2018 - Bloomberg BusinessWeek

Florida Flood

Jacksonville's Radical Attempt To Curb Flooding

Jacksonville's urban core population has been cut in half over the last four decades. Now a new plan seeks to remove another neighborhood in an effort to fight flooding issues.

November 29, 2017 - Modern Cities

Hurricane Harvey Flooding

A Hurricane's Impact on Houston Commercial Real Estate

Houston's commercial real estate market, including some 72,000 apartment units, has been severely impacted b Hurricane Harvey.

September 20, 2017 - Modern Cities

Harvey Floods Houston

How the National Flood Insurance Program Sabotaged Itself

Having charged low rates during years of bumper development, the National Flood Insurance Program worked at cross-purposes with itself while development continued on.

September 18, 2017 - Vox

Texas Flood

Harvey Flooding Unlikely to Depress Houston's Housing Market

Vigorous continued demand for Houston homes left some realtors surprised after the city endured catastrophic flooding. For a lot of new construction, elevated homes may become the norm.

September 15, 2017 - The New York Times

Louisville Approves More Stringent Flood Protection Rules for New Development

As the remnants of Hurricane Harvey headed for Louisville, city officials were approving new legislation that enacts more stringent development standards in areas in flood prone areas.

September 2, 2017 - Courier-Journal

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