Scott Beyer writes that despite changes to policies allowing insured mortgages by the Federal Housing Administration's (FHA), the federal government continues to obstruct density by limiting support for condo owners.
Oct 30, 2014 Governing
Laurie Goodman and Jun Zhu explain the complicated but critical controversy over the Federal Housing Finance Agency's (FHFA) recent policy for sunsets on loan put-backs. At stake: the ongoing constraints on lending in the United States.
Oct 14, 2014 Housing Wire
As housing prices increase on the post-recession wave, many experts are asking people to reconsider the dream of buying and owning a home, especially if that means sinking too deeply in debt or sacrificing mobility.
Feb 5, 2014 CBC News
“This is the heart and the core, the very center of new urbanism, and it’s a difficult, messy, icky mess.” Blog Post
Jun 27, 2013 By
Although the Obama Administration has supported a reduced role for the government in supporting the housing market, it still backs 90 percent of newly issued mortgages - "more than ever before." A new report examines the prospect of a withdrawal.
Mar 1, 2013 The New York Times
A series of seemingly intractable obstacles stand in the way of transforming the housing and mortgage markets to reduce government involvement. Peter Eavis asks if a second term president is exactly the force needed to overcome such obstacles.
Nov 9, 2012 The New York Times
Amanda Erickson explains how communities could wield the power of eminent domain to rescue residents with "underwater" mortgages, by condemning homes and allowing owners to refinance their mortgages and pay a new, lower rate.
Aug 14, 2012 The Atlantic Cities
Starting in 2002, the Colorado legislature began to make it easier to foreclose on properties in Colorado. Original loan documents are no longer required to prove the bank actually owns the property.
Oct 1, 2011 The Denver Post
Data from the Census shows that 36.7% of U.S. households pay more than 30% of their pretax income on housing, an increase of 1.5 million since 2007.
Oct 3, 2010 The Wall St. Journal
The Wall St. Journal reports that some homeowners are selling their underwater homes at a loss and turning right around and investing in new homes with lower mortgage rates and getting more house in the process.
Jul 28, 2010 The Wall St. Journal