Disaster-Insurance Premiums Provide a Guide to Smarter Living

Disaster insurance isn’t just a pain in the neck. It could help us live better within a changing climate.

Stewart Williams, an Australian geographer, argues that insurance premiums can be an accurate gauge of a home’s readiness to meet environmental threats. If disaster insurance on your dream home seems unreasonable, maybe you shouldn’t be living there.

Of course, Williams admits, some homeowners will continue to pay out the nose to live in large houses in fire- or flood-prone areas. But the rest of us? We should think about adapting our lifestyles to better suit the changing world. Paying less for insurance will be just one of many positive side-effects of such a shift.

Full Story: Fire and flood: how home insurance can help us adapt to climate change

Comments

building block set

NEW! Build the world you want to see

Irresistible block set for adults when placed on a coffee table or desk, and great fun for kids.
$25

Prepare for the AICP* Exam

Join the thousands of students who have utilized the Planetizen AICP* Exam Preparation Class to prepare for the American Planning Association's AICP* exam.
Starting at $245
Book cover of Insider's Guide to Careers in Urban Planning

So you want to be a planner...

Check out our behind the scenes look at 25 careers in the Urban Planning field
Starting at $14.95

City Coasters

Hand-drawn engraved maps of your favorite neighborhoods are divided up across 4 coasters making each one unique.
$36.00