Economic Development Credit Analysis

AICP Certification Maintenance points: CM | 24

Date: July 31 - August 2, 2013

Location: Minneapolis, MN

This hands-on course presents business financing tools and available private financing options, as well as how the public sector can complement bank financing. You will learn how to stimulate private sector investment that results in the creation of permanent, private sector jobs and increased productivity. Course participants will also perform credit analysis by determining how well a company buys and sells to make a profit. Learn how to read financial reports, financial statements, balance sheets and profit and loss statements. Enroll now to understand the basics of structuring deals for small businesses that often combine public and private sector financing programs.

Course Highlights:

• Business credit analysis and deal structuring/restructuring 
• Credit risk, maturity risk, rate risk and liquidity 
• Determining if a firm is productive and profitable 
• Analysis of small business lending programs 
• Negotiation and loan packaging options 
• Review SBA, HUD, USDA and commercial lending programs 
• Overview of real estate financing and lending tools

Students should bring a calculator to this course.

Instructor:

Libbie Au 
Field Director 
National Development Council

Libbie Au joined the National Development Council (NDC) in January 2010 as a Field Director on the Midwest team. Prior to joining NDC, Libbie was the Director of Research, Government Relations and Downtown Development for the Growth Alliance for Greater Evansville, the city/county economic development organization. As Field Director for NDC, she works with local communities to help them achieve a wide variety of community development finance goals that include small business credit analysis and financing, commercial/industrial real estate development, affordable and market rate rental and for-sale housing.

In addition to being a Certified Economic and Housing Development Finance and Professional, Libbie holds a Master in Public Affairs from Indiana University’s School of Public and Environmental Affairs and a Bachelor of Arts in Political Science and Communication from Western Kentucky University.

Accommodations/Training Location

The Crowne Plaza St. Paul - Riverfront 
11 East Kellogg Boulevard 
St. Paul, MN 55101 
Phone: (651) 292-1900 
Website: www.cpstpaul.com