"...within the next 30 years, one in every three inhabitants of our globe will live in the "slums" of the world's exploding cities...Most new urban slums are euphemistically called 'informal settlements' -- unrecognized by government, lacking basic services, and with no legal basis for land ownership...it appears that the principle of micro-financing...is ready to spread dramatically to housing and such shared basic services as water and sewer connections."
